New search

Albuquerque, NM

Report status

US location · verified

Neighborhood intelligence

Your Albuquerque relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Albuquerque.

Median rent

$1,145/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,384/mo

Median household income

$68,317

ACS 2024 5-year

Median home value

$291,500

ACS 2024 5-year

Safety score

28/100

FBI CDE

Weather

67°F (H 75° / L 59°)

Open-Meteo

Buying in Albuquerque? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

28/100

FBI CDE

Worth extra due diligence — 187% above average FBI data, 2023–2024

Below Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 67°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 71 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Albuquerque to other cities

See how Albuquerque stacks up on rent, safety, and weather.

Neighborhood guide

Living in Albuquerque NM

Albuquerque is one of the more affordable options in its region at $1,145/month typical rent. Safety scores 28/100.

Albuquerque has about 562,218 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Albuquerque NM Safe?

Albuquerque NM scores 28/100 on safety (well below average). Crime is about 187% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 287 (100 = avg); violent crime index 330; property crime index 243. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Albuquerque NM

School quality varies by neighborhood in Albuquerque. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Albuquerque NM

Typical rent in Albuquerque is about $1,145/month (affordable). At $1,145/month for a typical unit, you need about $41,220+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $291,500.

Median household income is $68,317, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($68,317) clears the $41,220 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Albuquerque NM

Average temperature is about 67°F (highs near 75°F, lows near 59°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Albuquerque NM?

Who tends to thrive in Albuquerque: (1) Renters who want $1,145/month housing without coastal prices (comfort income is about $41,220) (2) Households earning $41,220+ who can clear the 3× rent rule at $1,145/month (3) Movers with a locked job offer in Albuquerque who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 28/100) (2) Households expecting top marks on rent and safety at once (Albuquerque does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $41,220 household income for $1,145/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Albuquerque requires serious research first. Safety scores 28/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Albuquerque when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Albuquerque.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,025

Mortgage + tax + insurance + HOA

Annual property tax

$4,227

Annual est. $5,580

Est. monthly utilities

$457

Climate-adjusted electric, gas & water

Median home price

$291,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$262k
2022
$269k
2023
$276k
2024
$284k
2025
$292k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$880/mo vs buying
$1,145ACS 2024 5-year
Rent
$2,025
Buy

Mortgage

$1,474

Property tax

$352

Insurance

$104

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,868/yr

2024

1.37%

$3,984/yr

2025

1.41%

$4,104/yr

2026

1.45%

$4,227/yr

Buying in Albuquerque? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,249/yr

moderate exposure
Wind hazard index71 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 67°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,249.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Albuquerque to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo