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Houston, TX

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US location · verified

Neighborhood intelligence

Your Houston relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Houston.

Median rent

$1,361/mo

ACS 2024 5-year

Median household income

$64,813

ACS 2024 5-year

Median home value

$277,800

ACS 2024 5-year

Safety score

31/100

FBI CDE

Weather

80°F (H 87° / L 73°)

Open-Meteo

Buying in Houston? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

31/100

FBI CDE

Worth extra due diligence — 162% above average FBI data, 2023–2024

Below Average

Noise Level

45 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 55 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Houston to other cities

See how Houston stacks up on rent, safety, and weather.

Neighborhood guide

Living in Houston TX

Houston is one of the more affordable options in its region at $1,361/month typical rent. Safety scores 31/100.

Houston has about 2,328,253 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Houston TX Safe?

Houston TX scores 31/100 on safety (well below average). Crime is about 162% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 262 (100 = avg); violent crime index 298; property crime index 226. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Houston TX

School quality varies by neighborhood in Houston. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Houston TX

Typical rent in Houston is about $1,361/month (moderate). At $1,361/month for a typical unit, you need about $48,996+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $277,800.

Median household income is $64,813, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($64,813) clears the $48,996 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Houston TX

Average temperature is about 80°F (highs near 87°F, lows near 73°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Houston TX?

Who tends to thrive in Houston: (1) Renters who want $1,361/month housing without coastal prices (comfort income is about $48,996) (2) Households earning $48,996+ who can clear the 3× rent rule at $1,361/month (3) Movers with a locked job offer in Houston who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 31/100) (2) Households expecting top marks on rent and safety at once (Houston does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $48,996 household income for $1,361/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Houston requires serious research first. Safety scores 31/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Houston when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Houston.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,935

Mortgage + tax + insurance + HOA

Annual property tax

$4,028

Annual est. $5,580

Est. monthly utilities

$612

Climate-adjusted electric, gas & water

Median home price

$277,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$250k
2022
$257k
2023
$263k
2024
$271k
2025
$278k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$574/mo vs buying
$1,361ACS 2024 5-year
Rent
$1,935
Buy

Mortgage

$1,405

Property tax

$336

Insurance

$99

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,686/yr

2024

1.37%

$3,797/yr

2025

1.41%

$3,911/yr

2026

1.45%

$4,028/yr

Buying in Houston? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

97 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$1,191/yr

moderate exposure
Wind hazard index55 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,191.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Houston to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo