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Phoenix, AZ

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Neighborhood intelligence

Your Phoenix relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Phoenix.

Median rent

$1,582/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,734/mo

Median household income

$81,332

ACS 2024 5-year

Median home value

$420,700

ACS 2024 5-year

Safety score

45/100

FBI CDE

Weather

87°F (H 94° / L 80°)

Open-Meteo

Buying in Phoenix? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

45/100

FBI CDE

Worth extra due diligence — 66% above average FBI data, 2023–2024

Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 87°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 68 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Phoenix to other cities

See how Phoenix stacks up on rent, safety, and weather.

Neighborhood guide

Living in Phoenix AZ

Phoenix posts 45/100 on safety against $1,582/month typical rent. Here is what the numbers actually mean.

Phoenix has about 1,642,323 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Phoenix AZ Safe?

Phoenix AZ scores 45/100 on safety (well below average). Crime is about 66% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 166 (100 = avg); violent crime index 208; property crime index 123. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Phoenix AZ

School quality varies by neighborhood in Phoenix. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Phoenix AZ

Typical rent in Phoenix is about $1,582/month (moderate). At $1,582/month for a typical unit, you need about $56,952+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $420,700.

Median household income is $81,332, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($81,332) clears the $56,952 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Phoenix AZ

Average temperature is about 87°F (highs near 94°F, lows near 80°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Phoenix AZ?

Who tends to thrive in Phoenix: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (2) Tech and finance workers (the job market is real and local pay near $81,332 helps carry housing costs) (3) Households earning $56,952+ who can clear the 3× rent rule at $1,582/month (4) Movers with a locked job offer in Phoenix who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 45/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F) (3) Households expecting top marks on rent and safety at once (Phoenix does not clear every bar)

Income sniff test: clear about $56,952 household income for $1,582/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Phoenix scores 45/100 on safety with $1,582/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Phoenix when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Phoenix.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,881

Mortgage + tax + insurance + HOA

Annual property tax

$6,100

Annual est. $5,580

Est. monthly utilities

$757

Climate-adjusted electric, gas & water

Median home price

$420,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$378k
2022
$388k
2023
$399k
2024
$410k
2025
$421k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,299/mo vs buying
$1,582ACS 2024 5-year
Rent
$2,881
Buy

Mortgage

$2,127

Property tax

$508

Insurance

$150

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,582/yr

2024

1.37%

$5,750/yr

2025

1.41%

$5,922/yr

2026

1.45%

$6,100/yr

Buying in Phoenix? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

48 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,803/yr

moderate exposure
Wind hazard index68 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 87°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,803.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Phoenix to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo