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City comparison

Baltimore, MD vs Toledo, OH

Is Baltimore safer than Toledo?

No. Toledo's crime index is 221 versus 338 in Baltimore, and its violent crime index is 279 versus 428, using 2024-2025 FBI data.

Toledo is cheaper. Median rent is $934 a month versus $1,331 in Baltimore.

Safety is where Baltimore and Toledo split most clearly. Toledo scores 117 points better on the crime index, a gap that shows up in evening walks, parking situations, and insurance rates. Rent runs $1,331 in Baltimore and $934 in Toledo.

Toledo is not a close call here. It leads on cost of living, the job market, and safety by margins that add up in daily life. Baltimore makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Toledo is the stronger move.

The rent gap is real but neighborhoods matter. Toledo at $934 average has pockets that run $734 and others at $1,334: your actual number depends on which part of the city you land in.

The move

Moving from Baltimore to Toledo

Baltimore and Toledo are 400 miles apart in a straight line.

Median rent goes from $1,331 a month in Baltimore to $934 a month in Toledo, down $397 a month (30%).

Median household income goes from $62,177 in Baltimore to $62,224 in Toledo, up $47 (under 1%).

The crime index goes from 338 in Baltimore to 221 in Toledo, down 117 points (35%).

The move

Moving from Toledo to Baltimore

Toledo and Baltimore are 400 miles apart in a straight line.

Median rent goes from $934 a month in Toledo to $1,331 a month in Baltimore, up $397 a month (43%).

Median household income goes from $62,224 in Toledo to $62,177 in Baltimore, down $47 (under 1%).

The crime index goes from 221 in Toledo to 338 in Baltimore, up 117 points (53%).

Baltimore, MD

Rent
$1,331/mo
HUD 2-bedroom FMR
$2,006/mo
Median income
62,177
Crime index
338
Weather
55°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Toledo, OH

Rent
$934/mo
HUD 2-bedroom FMR
$1,145/mo
Median income
62,224
Crime index
221
Weather
51°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Comparing Baltimore and Toledo? Check mortgage rates before you decide where to buy.

Rent

30% cheaper

Toledo rent is 30% cheaper than Baltimore

Baltimore

$1,331/mo

Toledo

Winner

$934/mo

What this means for your life

Typical rent runs $934 a month in Toledo versus $1,331 in Baltimore, so Toledo is 30% cheaper. That's roughly $397/month back in your pocket ($4,764/year). Over five years that's $23,820 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Baltimore, the extra rent can be rational. If you do not, Toledo is the easier city to land in without blowing up your budget.

Planning to buy in Toledo? Check mortgage rates before you decide.

Median income

1% higher

Toledo's median income is 1% higher than Baltimore

Baltimore

$62,177

Toledo

Winner

$62,224

What this means for your life

Median household income is $62,224 in Toledo versus $62,177 in Baltimore, so typical pay runs 1% higher in Toledo (about $47 more household income a year). The income edge is modest. Treat it as extra negotiating context, not a reason to ignore rent, schools, or climate. Remote workers especially should not treat citywide pay as a personal raise if their employer will not localize salary.

Crime index

35% lower crime

Toledo's crime index is 35% lower than Baltimore

Baltimore

338 (100 = avg)

Toledo

Winner

221 (100 = avg)

What this means for your life

Toledo's crime index is 221 versus 338 in Baltimore (100 = national average), so citywide crime runs 35% lower in Toledo. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Toledo is the easier city. Baltimore can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

Typical weather

18% more comfortable

Baltimore weather is 18% more comfortable than Toledo

Baltimore

Winner

55°F avg · 62°F highs · comfort 72/100

Toledo

51°F avg · 58°F highs · comfort 61/100

What this means for your life

Baltimore averages about 55°F (62°F highs); Toledo averages about 51°F (58°F highs). Baltimore averages around 55°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Toledo averages around 51°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Baltimore scores 18% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Toledo if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.

Fit check

Who should choose Baltimore

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

Pick Baltimore if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (55°F) beat Toledo on this page's weather index by 18%. Toledo may pay more or cost less, but Baltimore is the city where the forecast fights you less.

Open the Baltimore report →

Fit check

Who should choose Toledo

Career-focused movers who want salary upside and professional growth

Toledo is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 30% cheaper here at about $934 a month. Choose Toledo if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Toledo is the better city for career-focused movers who want salary upside and professional growth. Median household income is 1% higher here ($62,224). Start with Toledo if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Toledo is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 35% lower than Baltimore (221 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Toledo report →

Bottom line

Baltimore vs Toledo: Our Take

Safety is the widest gap: Toledo scores 36/100 versus 23/100 in Baltimore. Rent is $934/month in Toledo and $1,331/month in Baltimore, so you are not buying calm streets for free.

Safety still diverges (36/100 in Toledo vs 23/100 in Baltimore), so climate preference should not be the only filter.

Weather averages land near 55°F in Baltimore and 51°F in Toledo.

Most movers who prioritize safety land in Toledo; Baltimore only makes sense when you have walked the Baltimore ZIP you would rent and accept the trade for $1,331 rent.

Common questions

Baltimore vs Toledo FAQ

Is Baltimore cheaper than Toledo?
No. Toledo is cheaper: typical rent is $934 a month versus $1,331 in Baltimore (30% lower). Median household income is $62,177 in Baltimore compared with $62,224 in Toledo, so Toledo has the stronger local pay picture.
Which city is safer, Baltimore or Toledo?
Toledo is safer on this comparison. Its crime index is 221 versus 338 in Baltimore (35% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Baltimore or Toledo?
School quality varies by neighborhood in Baltimore. Check GreatSchools.org or your local district for current ratings before you choose a ZIP. The same applies in Toledo. We do not publish a citywide school grade comparison because we do not yet have a verified public school-quality feed.

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