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Cleveland, OH

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US location · verified

Neighborhood intelligence

Your Cleveland relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Cleveland.

Median rent

$1,060/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,274/mo

Median household income

$64,468

ACS 2024 5-year

Median home value

$195,400

ACS 2024 5-year

Safety score

23/100

FBI CDE

Weather

58°F (H 64° / L 52°)

Open-Meteo

Buying in Cleveland? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

23/100

FBI CDE

Worth extra due diligence — 239% above average FBI data, 2023–2024

Below Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 73 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Cleveland OH

Cleveland is one of the more affordable options in its region at $1,060/month typical rent. Safety scores 23/100.

Cleveland has about 366,097 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Cleveland OH Safe?

Cleveland OH scores 23/100 on safety (well below average). Crime is about 239% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 339 (100 = avg); violent crime index 435; property crime index 243. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Cleveland OH

School quality varies by neighborhood in Cleveland. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Cleveland OH

Typical rent in Cleveland is about $1,060/month (affordable). At $1,060/month for a typical unit, you need about $38,160+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $195,400.

Median household income is $64,468, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($64,468) clears the $38,160 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Cleveland OH

Average temperature is about 58°F (highs near 64°F, lows near 52°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Cleveland OH?

Who tends to thrive in Cleveland: (1) Renters who want $1,060/month housing without coastal prices (comfort income is about $38,160) (2) Households earning $38,160+ who can clear the 3× rent rule at $1,060/month (3) Movers with a locked job offer in Cleveland who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 23/100) (2) Households expecting top marks on rent and safety at once (Cleveland does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $38,160 household income for $1,060/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Cleveland requires serious research first. Safety scores 23/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Cleveland when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Cleveland.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,389

Mortgage + tax + insurance + HOA

Annual property tax

$2,833

Annual est. $5,580

Est. monthly utilities

$326

Climate-adjusted electric, gas & water

Median home price

$195,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$176k
2022
$180k
2023
$185k
2024
$190k
2025
$195k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$329/mo vs buying
$1,060ACS 2024 5-year
Rent
$1,389
Buy

Mortgage

$988

Property tax

$236

Insurance

$70

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,593/yr

2024

1.37%

$2,670/yr

2025

1.41%

$2,750/yr

2026

1.45%

$2,833/yr

Buying in Cleveland? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

32 (100 = avg)

low exposure

Est. annual homeowners insurance

$837/yr

moderate exposure
Wind hazard index73 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $837.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Cleveland to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo