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Colorado Springs, CO vs Mckinney, TX

Is Colorado Springs safer than Mckinney?

Mckinney is safer than Colorado Springs. Mckinney's crime index is 40 versus 200 in Colorado Springs, and its violent crime index is 34 versus 204, using 2024-2025 FBI data.

Colorado Springs is cheaper. Median rent is $1,648 a month versus $1,901 in Mckinney.

Safety is where Colorado Springs and Mckinney split most clearly. Mckinney scores 160 points better on the crime index, a gap that shows up in evening walks, parking situations, and insurance rates. Rent runs $1,648 in Colorado Springs and $1,901 in Mckinney.

Mckinney is not a close call here. It leads on the job market, safety, and weather by margins that add up in daily life. Colorado Springs makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Mckinney is the stronger move.

The crime gap is citywide. Mckinney has rougher pockets and Colorado Springs has quiet ones: the index tells you the average, not your block.

The move

Moving from Colorado Springs to Mckinney

Colorado Springs and Mckinney are 601 miles apart in a straight line.

Median rent goes from $1,648 a month in Colorado Springs to $1,901 a month in Mckinney, up $253 a month (15%).

Median household income goes from $84,818 in Colorado Springs to $124,215 in Mckinney, up $39,397 (46%).

The crime index goes from 200 in Colorado Springs to 40 in Mckinney, down 160 points (80%).

The move

Moving from Mckinney to Colorado Springs

Mckinney and Colorado Springs are 601 miles apart in a straight line.

Median rent goes from $1,901 a month in Mckinney to $1,648 a month in Colorado Springs, down $253 a month (13%).

Median household income goes from $124,215 in Mckinney to $84,818 in Colorado Springs, down $39,397 (32%).

The crime index goes from 40 in Mckinney to 200 in Colorado Springs, up 160 points (400%).

Colorado Springs, CO

Rent
$1,648/mo
HUD 2-bedroom FMR
$1,621/mo
Median income
84,818
Crime index
200
Weather
59°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Mckinney, TX

Rent
$1,901/mo
HUD 2-bedroom FMR
$1,807/mo
Median income
124,215
Crime index
40
Weather
64°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Comparing Colorado Springs and Mckinney? Check mortgage rates before you decide where to buy.

Rent

13% cheaper

Colorado Springs rent is 13% cheaper than Mckinney

Colorado Springs

Winner

$1,648/mo

Mckinney

$1,901/mo

What this means for your life

Typical rent runs $1,648 a month in Colorado Springs versus $1,901 in Mckinney, so Colorado Springs is 13% cheaper. A meaningful but not dramatic gap. Factor it into your budget alongside salary differences between the two markets. Over a year the spread is about $3,036, enough to notice in savings, not enough to ignore schools, safety, or pay. Colorado Springs still wins on housing cost; just do not let a 10–20% rent edge override a job that only exists in Mckinney.

Planning to buy in Mckinney? Check mortgage rates before you decide.

Median income

46% higher

Mckinney's median income is 46% higher than Colorado Springs

Colorado Springs

$84,818

Mckinney

Winner

$124,215

What this means for your life

Median household income is $124,215 in Mckinney versus $84,818 in Colorado Springs, so typical pay runs 46% higher in Mckinney (about $39,397 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Mckinney is the stronger labor market on paper. Colorado Springs can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

80% lower crime

Mckinney's crime index is 80% lower than Colorado Springs

Colorado Springs

200 (100 = avg)

Mckinney

Winner

40 (100 = avg)

What this means for your life

Mckinney's crime index is 40 versus 200 in Colorado Springs (100 = national average), so citywide crime runs 80% lower in Mckinney. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Mckinney is the easier city. Colorado Springs can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

Typical weather

17% more comfortable

Mckinney weather is 17% more comfortable than Colorado Springs

Colorado Springs

59°F avg · 67°F highs · comfort 83/100

Mckinney

Winner

64°F avg · 72°F highs · comfort 97/100

What this means for your life

Colorado Springs averages about 59°F (67°F highs); Mckinney averages about 64°F (72°F highs). Colorado Springs averages around 59°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Mckinney averages around 64°F. Mckinney scores 17% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Colorado Springs if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.

Fit check

Who should choose Colorado Springs

People with a job, family, or neighborhood already pulling them to Colorado Springs

Colorado Springs is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 13% cheaper here at about $1,648 a month. Choose Colorado Springs if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Open the Colorado Springs report →

Fit check

Who should choose Mckinney

Career-focused movers who want salary upside plus year-round outdoor access

It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 46% higher ($124,215), and typical weather is the more comfortable of the two (around 64°F). That pairing is for people who will work hard and then actually use the evenings.

Mckinney is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 80% lower than Colorado Springs (40 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Mckinney report →

Bottom line

Colorado Springs vs Mckinney: Our Take

Neither city is a free pass on neighborhood choice, but Mckinney leads on safety (88/100 vs 39/100 in Colorado Springs). Typical rent is $1,901 in Mckinney and $1,648 in Colorado Springs; do not assume the cheaper lease buys the calmer blocks.

Colorado Springs rent at $1,648/month is still below Mckinney's $1,901, so cost-sensitive households should weigh the lease before the paycheck.

Typical rent stays $1,648 in Colorado Springs and $1,901 in Mckinney.

Most movers who prioritize safety land in Mckinney; Colorado Springs only makes sense when you have walked the Colorado Springs ZIP you would rent and accept the trade for $1,648 rent.

Common questions

Colorado Springs vs Mckinney FAQ

Is Colorado Springs cheaper than Mckinney?
Yes. Typical rent in Colorado Springs is $1,648 a month versus $1,901 in Mckinney (13% cheaper). Median household income is $84,818 in Colorado Springs compared with $124,215 in Mckinney, so Mckinney has the stronger local pay picture.
Which city is safer, Colorado Springs or Mckinney?
Mckinney is safer on this comparison. Its crime index is 40 versus 200 in Colorado Springs (80% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Colorado Springs or Mckinney?
School quality varies by neighborhood in Colorado Springs. Check GreatSchools.org or your local district for current ratings before you choose a ZIP. The same applies in Mckinney. We do not publish a citywide school grade comparison because we do not yet have a verified public school-quality feed.

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