Mckinney, TX

Mckinney TX scores 90/100 on safety (well above average). Crime is about 63% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 37 (100 = avg); violent crime index 30; property crime index 44. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Mckinney. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Mckinney is about $1,901/month (on the high side). At $1,901/month for a typical unit, you need about $68,436+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $471,800.

Median household income is $124,215, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($124,215) clears the $68,436 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 74°F (highs near 82°F, lows near 67°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who tends to thrive in Mckinney: (1) Households that want quieter streets (safety sits at 90/100) (2) Dual-income households (at $1,901/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 90/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,901/month) (2) Anyone stretching past 40% of take-home on housing at $1,901/month (3) Households expecting top marks on rent and safety at once (Mckinney does not clear every bar)

Income sniff test: clear about $68,436 household income for $1,901/month rent. Under that, pick a cheaper ZIP or a different city.

Mckinney holds up well on the core metrics we publish. Safety at 90/100 makes it a reasonable choice for households who can manage $1,901/month rent. Verify school ratings for your target ZIP separately.