New search

Franklin, TN

Report status

US location · verified

Neighborhood intelligence

Your Franklin relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Franklin.

Median rent

$1,923/mo

ACS 2024 5-year

Median household income

$119,528

ACS 2024 5-year

Median home value

$705,400

ACS 2024 5-year

Safety score

84/100

FBI CDE

Weather

67°F (H 78° / L 56°)

Open-Meteo

Buying in Franklin? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

84/100

FBI CDE

Above-average peace of mind — 55% below average FBI data, 2023–2024

Above Average

Noise Level

44 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 67°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 52 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Franklin TN

Franklin offers above-average safety (84/100). Rent runs $1,923/month and median income sits at $119,528.

Franklin has about 87,133 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

At about 83,600 residents, Franklin is smaller than Nashville proper but still car-dependent: Walk Score 68 and transit score 42 mean most households keep a vehicle for work and errands.

Is Franklin TN Safe?

Franklin TN scores 84/100 on safety (above average). Crime is about 55% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 45 (100 = avg); violent crime index 38; property crime index 51. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Crime about 55% below the national average is the headline: index 45 with violent 38 and property 51. Even at 99/100 citywide, still walk the block you would rent before you sign.

Schools in Franklin TN

School quality varies by neighborhood in Franklin. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Franklin TN

Typical rent in Franklin is about $1,923/month (on the high side). At $1,923/month for a typical unit, you need about $69,228+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $705,400.

Median household income is $119,528, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($119,528) clears the $69,228 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Median home price at $574,000 and homes selling in about 28 days keep purchase competition real. Median income ($106,592) clears the $64,260 comfort line for $1,785 rent at the median, not for every offer letter.

Weather and Climate in Franklin TN

Average temperature is about 67°F (highs near 78°F, lows near 56°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Highs near 98°F and lows near 73°F with an 86°F average push summer AC hard. Budget electric bills alongside the lease if you visit only in mild seasons.

Who Should Move to Franklin TN?

Franklin TN is the rare small-metro package where 99/100 safety and crime index 45 (violent 38, property 51) line up with $106,592 median household income. You pay for that: $1,785/month rent and a $574,000 median home price for a city of about 83,600 people. Comfort income for rent is about $64,260, so the median clears housing math more easily than coastal peers, but this is still a premium Nashville-area lease. Choose Franklin when you want low crime near Nashville jobs and your household clears that rent line. Skip it if you need cheaper Williamson County-adjacent housing without the $574k purchase sticker, or if you cannot tolerate 98°F summer highs.

Bottom Line

Franklin holds up well on the core metrics we publish. Safety at 84/100 makes it a reasonable choice for households who can manage $1,923/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Franklin when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Franklin.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,766

Mortgage + tax + insurance + HOA

Annual property tax

$10,228

Annual est. $5,580

Est. monthly utilities

$1,501

Climate-adjusted electric, gas & water

Median home price

$705,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$634k
2022
$651k
2023
$669k
2024
$687k
2025
$705k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,843/mo vs buying
$1,923ACS 2024 5-year
Rent
$4,766
Buy

Mortgage

$3,567

Property tax

$852

Insurance

$252

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,360/yr

2024

1.37%

$9,641/yr

2025

1.41%

$9,930/yr

2026

1.45%

$10,228/yr

Buying in Franklin? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

88 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,023/yr

elevated exposure
Wind hazard index52 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 67°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,023.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Franklin to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo