City comparison
No. Mckinney's crime index is 40 versus 135 in Jersey City, and its violent crime index is 34 versus 152, using 2024-2025 FBI data.
Mckinney is cheaper. Median rent is $1,901 a month versus $2,007 in Jersey City.
Safety is where Jersey City and Mckinney split most clearly. Mckinney scores 95 points better on the crime index, a gap that shows up in evening walks, parking situations, and insurance rates. Rent runs $2,007 in Jersey City and $1,901 in Mckinney.
Mckinney is not a close call here. It leads on cost of living, the job market, safety, and weather by margins that add up in daily life. Jersey City makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Mckinney is the stronger move.
The crime gap is citywide. Mckinney has rougher pockets and Jersey City has quiet ones: the index tells you the average, not your block.
The move
Jersey City and Mckinney are 1,344 miles apart in a straight line.
Median rent goes from $2,007 a month in Jersey City to $1,901 a month in Mckinney, down $106 a month (5%).
Median household income goes from $97,710 in Jersey City to $124,215 in Mckinney, up $26,505 (27%).
The crime index goes from 135 in Jersey City to 40 in Mckinney, down 95 points (70%).
The move
Mckinney and Jersey City are 1,344 miles apart in a straight line.
Median rent goes from $1,901 a month in Mckinney to $2,007 a month in Jersey City, up $106 a month (6%).
Median household income goes from $124,215 in Mckinney to $97,710 in Jersey City, down $26,505 (21%).
The crime index goes from 40 in Mckinney to 135 in Jersey City, up 95 points (238%).
Jersey City, NJ
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Mckinney, TX
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Comparing Jersey City and Mckinney? Check mortgage rates before you decide where to buy.
Rent
5% cheaper
Mckinney rent is 5% cheaper than Jersey City
Jersey City
$2,007/mo
Mckinney
Winner$1,901/mo
Typical rent runs $1,901 a month in Mckinney versus $2,007 in Jersey City, so Mckinney is 5% cheaper. The monthly spread is about $106, or $1,272 a year: noticeable, but rent alone should not pick the city. Use this as a tie-breaker after you compare income, schools, and crime, unless you are already stretching every dollar.
Planning to buy in Mckinney? Check mortgage rates before you decide.
Median income
27% higher
Mckinney's median income is 27% higher than Jersey City
Jersey City
$97,710
Mckinney
Winner$124,215
Median household income is $124,215 in Mckinney versus $97,710 in Jersey City, so typical pay runs 27% higher in Mckinney (about $26,505 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Mckinney is the stronger labor market on paper. Jersey City can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.
Crime index
70% lower crime
Mckinney's crime index is 70% lower than Jersey City
Jersey City
135 (100 = avg)
Mckinney
Winner40 (100 = avg)
Mckinney's crime index is 40 versus 135 in Jersey City (100 = national average), so citywide crime runs 70% lower in Mckinney. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Mckinney is the easier city. Jersey City can still work if you pick the right pocket. Just budget more diligence before you sign a lease.
Typical weather
52% more comfortable
Mckinney weather is 52% more comfortable than Jersey City
Jersey City
53°F avg · 58°F highs · comfort 66/100
Mckinney
Winner67°F avg · 76°F highs · comfort 100/100
Jersey City averages about 53°F (58°F highs); Mckinney averages about 67°F (76°F highs). Jersey City averages around 53°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Mckinney sits near 67°F on average, a range where people can be outside without fighting extreme heat or cold. Mckinney scores 52% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Jersey City if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.
Fit check
People with a job, family, or neighborhood already pulling them to Jersey City
On these five categories Mckinney takes the scoreboard, so you should not choose Jersey City because the stats are kinder. They are not. Choose Jersey City only if a job offer, family, a specific neighborhood, or a life you already started there outweighs the box score. Plenty of good moves ignore the aggregate; just do it on purpose.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
Mckinney is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 5% cheaper here at about $1,901 a month. Choose Mckinney if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 27% higher ($124,215), and typical weather is the more comfortable of the two (around 67°F). That pairing is for people who will work hard and then actually use the evenings.
Mckinney is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 70% lower than Jersey City (40 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Bottom line
Neither city is a free pass on neighborhood choice, but Mckinney leads on safety (88/100 vs 51/100 in Jersey City). Typical rent is $1,901 in Mckinney and $2,007 in Jersey City; do not assume the cheaper lease buys the calmer blocks.
Safety still diverges (88/100 in Mckinney vs 51/100 in Jersey City), so climate preference should not be the only filter.
Median income is $124,215 in Mckinney versus $97,710 in Jersey City.
Mckinney is ahead on safety (88/100 vs 51/100); Jersey City is still viable when you have a vetted ZIP there and $2,007/month rent plus $97,710 income fit your budget better than the safety margin.
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