City comparison
No. Mckinney's crime index is 40 versus 261 in Philadelphia, and its violent crime index is 34 versus 252, using 2024-2025 FBI data.
Philadelphia is cheaper. Median rent is $1,397 a month versus $1,901 in Mckinney.
The income gap between Philadelphia and Mckinney is significant: $61,953 median household versus $124,215. That spread matters more if you are job hunting locally than if you are remote. Typical rent is $1,397 in Philadelphia and $1,901 in Mckinney.
Mckinney is not a close call here. It leads on the job market, safety, and weather by margins that add up in daily life. Philadelphia makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Mckinney is the stronger move.
The rent gap is real but neighborhoods matter. Philadelphia at $1,397 average has pockets that run $1,197 and others at $1,797: your actual number depends on which part of the city you land in.
The move
Philadelphia and Mckinney are 1,274 miles apart in a straight line.
Median rent goes from $1,397 a month in Philadelphia to $1,901 a month in Mckinney, up $504 a month (36%).
Median household income goes from $61,953 in Philadelphia to $124,215 in Mckinney, up $62,262 (100%).
The crime index goes from 261 in Philadelphia to 40 in Mckinney, down 221 points (85%).
The move
Mckinney and Philadelphia are 1,274 miles apart in a straight line.
Median rent goes from $1,901 a month in Mckinney to $1,397 a month in Philadelphia, down $504 a month (27%).
Median household income goes from $124,215 in Mckinney to $61,953 in Philadelphia, down $62,262 (50%).
The crime index goes from 40 in Mckinney to 261 in Philadelphia, up 221 points (553%).
Philadelphia, PA
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Mckinney, TX
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Comparing Philadelphia and Mckinney? Check mortgage rates before you decide where to buy.
Rent
27% cheaper
Philadelphia rent is 27% cheaper than Mckinney
Philadelphia
Winner$1,397/mo
Mckinney
$1,901/mo
Typical rent runs $1,397 a month in Philadelphia versus $1,901 in Mckinney, so Philadelphia is 27% cheaper. That's roughly $504/month back in your pocket ($6,048/year). Over five years that's $30,240 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Mckinney, the extra rent can be rational. If you do not, Philadelphia is the easier city to land in without blowing up your budget.
Planning to buy in Mckinney? Check mortgage rates before you decide.
Median income
100% higher
Mckinney's median income is 100% higher than Philadelphia
Philadelphia
$61,953
Mckinney
Winner$124,215
Median household income is $124,215 in Mckinney versus $61,953 in Philadelphia, so typical pay runs 100% higher in Mckinney (about $62,262 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Mckinney is the stronger labor market on paper. Philadelphia can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.
Crime index
85% lower crime
Mckinney's crime index is 85% lower than Philadelphia
Philadelphia
261 (100 = avg)
Mckinney
Winner40 (100 = avg)
Mckinney's crime index is 40 versus 261 in Philadelphia (100 = national average), so citywide crime runs 85% lower in Mckinney. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Mckinney is the easier city. Philadelphia can still work if you pick the right pocket. Just budget more diligence before you sign a lease.
Typical weather
45% more comfortable
Mckinney weather is 45% more comfortable than Philadelphia
Philadelphia
54°F avg · 61°F highs · comfort 69/100
Mckinney
Winner67°F avg · 76°F highs · comfort 100/100
Philadelphia averages about 54°F (61°F highs); Mckinney averages about 67°F (76°F highs). Philadelphia averages around 54°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Mckinney sits near 67°F on average, a range where people can be outside without fighting extreme heat or cold. Mckinney scores 45% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Philadelphia if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.
Fit check
People with a job, family, or neighborhood already pulling them to Philadelphia
Philadelphia is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 27% cheaper here at about $1,397 a month. Choose Philadelphia if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 100% higher ($124,215), and typical weather is the more comfortable of the two (around 67°F). That pairing is for people who will work hard and then actually use the evenings.
Mckinney is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 85% lower than Philadelphia (40 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Bottom line
Neither city is a free pass on neighborhood choice, but Mckinney leads on safety (88/100 vs 31/100 in Philadelphia). Typical rent is $1,901 in Mckinney and $1,397 in Philadelphia; do not assume the cheaper lease buys the calmer blocks.
Philadelphia rent at $1,397/month is still below Mckinney's $1,901, so cost-sensitive households should weigh the lease before the paycheck.
Typical rent stays $1,397 in Philadelphia and $1,901 in Mckinney.
Mckinney is ahead on safety (88/100 vs 31/100); Philadelphia is still viable when you have a vetted ZIP there and $1,397/month rent plus $61,953 income fit your budget better than the safety margin.
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