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City comparison

Phoenix, AZ vs Tampa, FL

Is Phoenix safer than Tampa?

No. Tampa's crime index is 93 versus 174 in Phoenix, and its violent crime index is 112 versus 216, using 2024-2025 FBI data.

Phoenix is cheaper. Median rent is $1,582 a month versus $1,701 in Tampa.

Safety is where Phoenix and Tampa split most clearly. Tampa scores 81 points better on the crime index, a gap that shows up in evening walks, parking situations, and insurance rates. Rent runs $1,582 in Phoenix and $1,701 in Tampa.

Neither city has a clear overall edge here. Phoenix is the easier city on typical rent, but Tampa can still be the better daily fit depending on schools, safety, and climate. Both are defensible choices for different reasons.

The crime gap is citywide. Tampa has rougher pockets and Phoenix has quiet ones: the index tells you the average, not your block.

The move

Moving from Phoenix to Tampa

Phoenix and Tampa are 1,794 miles apart in a straight line.

Median rent goes from $1,582 a month in Phoenix to $1,701 a month in Tampa, up $119 a month (8%).

Median household income goes from $81,332 in Phoenix to $75,475 in Tampa, down $5,857 (7%).

The crime index goes from 174 in Phoenix to 93 in Tampa, down 81 points (47%).

The move

Moving from Tampa to Phoenix

Tampa and Phoenix are 1,794 miles apart in a straight line.

Median rent goes from $1,701 a month in Tampa to $1,582 a month in Phoenix, down $119 a month (7%).

Median household income goes from $75,475 in Tampa to $81,332 in Phoenix, up $5,857 (8%).

The crime index goes from 93 in Tampa to 174 in Phoenix, up 81 points (87%).

Phoenix, AZ

Rent
$1,582/mo
HUD 2-bedroom FMR
$1,734/mo
Median income
81,332
Crime index
174
Weather
81°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Tampa, FL

Rent
$1,701/mo
HUD 2-bedroom FMR
$1,917/mo
Median income
75,475
Crime index
93
Weather
75°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Comparing Phoenix and Tampa? Check mortgage rates before you decide where to buy.

Rent

7% cheaper

Phoenix rent is 7% cheaper than Tampa

Phoenix

Winner

$1,582/mo

Tampa

$1,701/mo

What this means for your life

Typical rent runs $1,582 a month in Phoenix versus $1,701 in Tampa, so Phoenix is 7% cheaper. The monthly spread is about $119, or $1,428 a year: noticeable, but rent alone should not pick the city. Use this as a tie-breaker after you compare income, schools, and crime, unless you are already stretching every dollar.

Planning to buy in Phoenix? Check mortgage rates before you decide.

Median income

8% higher

Phoenix's median income is 8% higher than Tampa

Phoenix

Winner

$81,332

Tampa

$75,475

What this means for your life

Median household income is $81,332 in Phoenix versus $75,475 in Tampa, so typical pay runs 8% higher in Phoenix (about $5,857 more household income a year). The income edge is modest. Treat it as extra negotiating context, not a reason to ignore rent, schools, or climate. Remote workers especially should not treat citywide pay as a personal raise if their employer will not localize salary.

Crime index

47% lower crime

Tampa's crime index is 47% lower than Phoenix

Phoenix

174 (100 = avg)

Tampa

Winner

93 (100 = avg)

What this means for your life

Tampa's crime index is 93 versus 174 in Phoenix (100 = national average), so citywide crime runs 47% lower in Tampa. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Tampa is the easier city. Phoenix can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

Typical weather

3% more comfortable

Tampa weather is 3% more comfortable than Phoenix

Phoenix

81°F avg · 87°F highs · comfort 97/100

Tampa

Winner

75°F avg · 83°F highs · comfort 100/100

What this means for your life

Phoenix averages about 81°F (87°F highs); Tampa averages about 75°F (83°F highs). Phoenix averages around 81°F. Tampa sits near 75°F on average, a range where people can be outside without fighting extreme heat or cold. Tampa scores 3% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Phoenix if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.

Fit check

Who should choose Phoenix

Career-focused movers who want salary upside and professional growth

Phoenix is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 7% cheaper here at about $1,582 a month. Choose Phoenix if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Phoenix is the better city for career-focused movers who want salary upside and professional growth. Median household income is 8% higher here ($81,332). Start with Phoenix if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Open the Phoenix report →

Fit check

Who should choose Tampa

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

Pick Tampa if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (75°F) beat Phoenix on this page's weather index by 3%. Phoenix may pay more or cost less, but Tampa is the city where the forecast fights you less.

Tampa is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 47% lower than Phoenix (93 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Tampa report →

Bottom line

Phoenix vs Tampa: Our Take

Crime and safety tilt toward Tampa: Tampa scores 62/100 versus 43/100 in Phoenix, with typical rent at $1,701 versus $1,582. I would vet the exact ZIP in Phoenix before trading 19 safety points for housing savings.

With only $119 separating typical rent, run both offer letters before housing cost alone picks the city.

Typical rent stays $1,582 in Phoenix and $1,701 in Tampa.

If safety drives your move, Tampa is the stronger match (62/100 safety versus 43/100). If an employer or family tie already points to Phoenix, treat $1,582/month rent and $81,332 income as the numbers that actually govern the decision.

Common questions

Phoenix vs Tampa FAQ

Is Phoenix cheaper than Tampa?
Yes. Typical rent in Phoenix is $1,582 a month versus $1,701 in Tampa (7% cheaper). Median household income is $81,332 in Phoenix compared with $75,475 in Tampa, so Phoenix has the stronger local pay picture.
Which city is safer, Phoenix or Tampa?
Tampa is safer on this comparison. Its crime index is 93 versus 174 in Phoenix (47% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Phoenix or Tampa?
School quality varies by neighborhood in Phoenix. Check GreatSchools.org or your local district for current ratings before you choose a ZIP. The same applies in Tampa. We do not publish a citywide school grade comparison because we do not yet have a verified public school-quality feed.

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