City comparison
Yes. Plano's crime index is 62 versus 221 in Toledo, and its violent crime index is 43 versus 279, using 2024-2025 FBI data.
Toledo is cheaper. Median rent is $934 a month versus $1,841 in Plano.
The income gap between Plano and Toledo is significant: $112,253 median household versus $62,224. That spread matters more if you are job hunting locally than if you are remote. Typical rent is $1,841 in Plano and $934 in Toledo.
Plano is not a close call here. It leads on the job market, safety, and weather by margins that add up in daily life. Toledo makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Plano is the stronger move.
The rent gap is real but neighborhoods matter. Toledo at $934 average has pockets that run $734 and others at $1,334: your actual number depends on which part of the city you land in.
The move
Plano and Toledo are 935 miles apart in a straight line.
Median rent goes from $1,841 a month in Plano to $934 a month in Toledo, down $907 a month (49%).
Median household income goes from $112,253 in Plano to $62,224 in Toledo, down $50,029 (45%).
The crime index goes from 62 in Plano to 221 in Toledo, up 159 points (256%).
The move
Toledo and Plano are 935 miles apart in a straight line.
Median rent goes from $934 a month in Toledo to $1,841 a month in Plano, up $907 a month (97%).
Median household income goes from $62,224 in Toledo to $112,253 in Plano, up $50,029 (80%).
The crime index goes from 221 in Toledo to 62 in Plano, down 159 points (72%).
Plano, TX
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Toledo, OH
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Comparing Plano and Toledo? Check mortgage rates before you decide where to buy.
Rent
49% cheaper
Toledo rent is 49% cheaper than Plano
Plano
$1,841/mo
Toledo
Winner$934/mo
Typical rent runs $934 a month in Toledo versus $1,841 in Plano, so Toledo is 49% cheaper. That's roughly $907/month back in your pocket ($10,884/year). Over five years that's $54,420 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Plano, the extra rent can be rational. If you do not, Toledo is the easier city to land in without blowing up your budget.
Planning to buy in Plano? Check mortgage rates before you decide.
Median income
80% higher
Plano's median income is 80% higher than Toledo
Plano
Winner$112,253
Toledo
$62,224
Median household income is $112,253 in Plano versus $62,224 in Toledo, so typical pay runs 80% higher in Plano (about $50,029 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Plano is the stronger labor market on paper. Toledo can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.
Crime index
72% lower crime
Plano's crime index is 72% lower than Toledo
Plano
Winner62 (100 = avg)
Toledo
221 (100 = avg)
Plano's crime index is 62 versus 221 in Toledo (100 = national average), so citywide crime runs 72% lower in Plano. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Plano is the easier city. Toledo can still work if you pick the right pocket. Just budget more diligence before you sign a lease.
Typical weather
64% more comfortable
Plano weather is 64% more comfortable than Toledo
Plano
Winner69°F avg · 77°F highs · comfort 100/100
Toledo
51°F avg · 58°F highs · comfort 61/100
Plano averages about 69°F (77°F highs); Toledo averages about 51°F (58°F highs). Plano sits near 69°F on average, a range where people can be outside without fighting extreme heat or cold. Toledo averages around 51°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Plano scores 64% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Toledo if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 80% higher ($112,253), and typical weather is the more comfortable of the two (around 69°F). That pairing is for people who will work hard and then actually use the evenings.
Plano is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 72% lower than Toledo (62 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Fit check
People with a job, family, or neighborhood already pulling them to Toledo
Toledo is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 49% cheaper here at about $934 a month. Choose Toledo if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
Bottom line
Neither city is a free pass on neighborhood choice, but Plano leads on safety (75/100 vs 36/100 in Toledo). Typical rent is $1,841 in Plano and $934 in Toledo; do not assume the cheaper lease buys the calmer blocks.
Plano still pays more locally ($112,253 median income vs $62,224), which can offset the lease if your field pays Plano rates.
Median income is $112,253 in Plano versus $62,224 in Toledo.
Most movers who prioritize safety land in Plano; Toledo only makes sense when you have walked the Toledo ZIP you would rent and accept the trade for $934 rent.
Common questions
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Nearby research
Open full neighborhood reports for Plano and Toledo, plus other cities in TX and OH.
