Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — 39% below average FBI data, 2023–2024
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Plano.
Median rent
$1,841/mo
ACS 2024 5-year
Median household income
$112,253
ACS 2024 5-year
Median home value
$465,900
ACS 2024 5-year
Safety score
75/100
FBI CDE
Weather
76°F (H 83° / L 69°)
Open-Meteo
Buying in Plano? Check current mortgage rates early — before you fall in love with a ZIP.
75/100
FBI CDE
Above-average peace of mind — 39% below average FBI data, 2023–2024
Above Average
47 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 76°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 63 (100 = avg)
Good / Low Pollen
Neighborhood guide
Plano offers above-average safety (75/100). Rent runs $1,841/month and median income sits at $112,253.
Plano has about 290,594 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Plano TX scores 75/100 on safety (above average). Crime is about 39% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 61 (100 = avg); violent crime index 42; property crime index 80. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Plano. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Plano is about $1,841/month (on the high side). At $1,841/month for a typical unit, you need about $66,276+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $465,900.
Median household income is $112,253, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($112,253) clears the $66,276 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 76°F (highs near 83°F, lows near 69°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Plano: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $1,841/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,841/month) (2) Anyone stretching past 40% of take-home on housing at $1,841/month (3) Households expecting top marks on rent and safety at once (Plano does not clear every bar)
Income sniff test: clear about $66,276 household income for $1,841/month rent. Under that, pick a cheaper ZIP or a different city.
Plano holds up well on the core metrics we publish. Safety at 75/100 makes it a reasonable choice for households who can manage $1,841/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Plano when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Plano.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$3,180
Mortgage + tax + insurance + HOA
Annual property tax
$6,756
Annual est. $5,580
Est. monthly utilities
$1,049
Climate-adjusted electric, gas & water
Median home price
$465,900
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,356
Property tax
$563
Insurance
$166
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$6,183/yr
2024
1.37%
$6,368/yr
2025
1.41%
$6,559/yr
2026
1.45%
$6,756/yr
Buying in Plano? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
103 (100 = avg)
moderate exposureEst. annual homeowners insurance
$1,997/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,997.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Plano to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo