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Scottsdale, AZ

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US location · verified

Neighborhood intelligence

Your Scottsdale relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Scottsdale.

Median rent

$2,013/mo

ACS 2024 5-year

Median household income

$110,886

ACS 2024 5-year

Median home value

$789,800

ACS 2024 5-year

Safety score

69/100

FBI CDE

Weather

85°F (H 93° / L 78°)

Open-Meteo

Buying in Scottsdale? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

69/100

FBI CDE

Typical urban safety profile — 25% below average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 85°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 66 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Scottsdale AZ

Scottsdale posts 69/100 on safety against $2,013/month typical rent. Here is what the numbers actually mean.

Scottsdale has about 243,821 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Scottsdale AZ Safe?

Scottsdale AZ scores 69/100 on safety (about average). Crime is about 25% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 75 (100 = avg); violent crime index 44; property crime index 105. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Scottsdale AZ

School quality varies by neighborhood in Scottsdale. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Scottsdale AZ

Typical rent in Scottsdale is about $2,013/month (expensive). At $2,013/month for a typical unit, you need about $72,468+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $789,800.

Median household income is $110,886, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($110,886) clears the $72,468 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Scottsdale AZ

Average temperature is about 85°F (highs near 93°F, lows near 78°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Scottsdale AZ?

Who tends to thrive in Scottsdale: (1) Dual-income households (at $2,013/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (3) Tech and finance workers (the job market is real and local pay near $110,886 helps carry housing costs) (4) Households earning $72,468+ who can clear the 3× rent rule at $2,013/month

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 69/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,013/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F)

Income sniff test: clear about $72,468 household income for $2,013/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Scottsdale holds up well on the core metrics we publish. Safety at 69/100 makes it a reasonable choice for households who can manage $2,013/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Scottsdale when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Scottsdale.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,325

Mortgage + tax + insurance + HOA

Annual property tax

$11,452

Annual est. $5,580

Est. monthly utilities

$1,381

Climate-adjusted electric, gas & water

Median home price

$789,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$710k
2022
$729k
2023
$749k
2024
$769k
2025
$790k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,312/mo vs buying
$2,013ACS 2024 5-year
Rent
$5,325
Buy

Mortgage

$3,994

Property tax

$954

Insurance

$282

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$10,480/yr

2024

1.37%

$10,795/yr

2025

1.41%

$11,118/yr

2026

1.45%

$11,452/yr

Buying in Scottsdale? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,385/yr

elevated exposure
Wind hazard index66 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 85°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,385.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Scottsdale to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo