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New Rochelle, NY

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US location · verified

Neighborhood intelligence

Your New Rochelle relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for New Rochelle.

Median rent

$1,917/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,971/mo

Median household income

$109,167

ACS 2024 5-year

Median home value

$702,500

ACS 2024 5-year

Safety score

78/100

FBI CDE

Weather

61°F (H 68° / L 54°)

Open-Meteo

Buying in New Rochelle? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

78/100

FBI CDE

Above-average peace of mind — 44% below average FBI data, 2023–2024

Above Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 61°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 64 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in New Rochelle NY

New Rochelle offers above-average safety (78/100). Rent runs $1,917/month and median income sits at $109,167.

New Rochelle has about 82,769 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is New Rochelle NY Safe?

New Rochelle NY scores 78/100 on safety (above average). Crime is about 44% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 56 (100 = avg); violent crime index 43; property crime index 68. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in New Rochelle NY

School quality varies by neighborhood in New Rochelle. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in New Rochelle NY

Typical rent in New Rochelle is about $1,917/month (on the high side). At $1,917/month for a typical unit, you need about $69,012+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $702,500.

Median household income is $109,167, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($109,167) clears the $69,012 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in New Rochelle NY

Average temperature is about 61°F (highs near 68°F, lows near 54°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to New Rochelle NY?

Who tends to thrive in New Rochelle: (1) Households that want quieter streets (safety sits at 78/100) (2) Dual-income households (at $1,917/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $109,167 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 78/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,917/month) (2) Anyone stretching past 40% of take-home on housing at $1,917/month (3) Households expecting top marks on rent and safety at once (New Rochelle does not clear every bar)

Income sniff test: clear about $69,012 household income for $1,917/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

New Rochelle holds up well on the core metrics we publish. Safety at 78/100 makes it a reasonable choice for households who can manage $1,917/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for New Rochelle when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for New Rochelle.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,747

Mortgage + tax + insurance + HOA

Annual property tax

$10,186

Annual est. $5,580

Est. monthly utilities

$1,304

Climate-adjusted electric, gas & water

Median home price

$702,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$632k
2022
$649k
2023
$666k
2024
$684k
2025
$703k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,830/mo vs buying
$1,917ACS 2024 5-year
Rent
$4,747
Buy

Mortgage

$3,552

Property tax

$849

Insurance

$251

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,322/yr

2024

1.37%

$9,601/yr

2025

1.41%

$9,889/yr

2026

1.45%

$10,186/yr

Buying in New Rochelle? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

55 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,011/yr

elevated exposure
Wind hazard index64 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 61°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,011.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from New Rochelle to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo