City comparison
No. Mckinney's crime index is 40 versus 169 in Richmond, and its violent crime index is 34 versus 122, using 2024-2025 FBI data.
Richmond is cheaper. Median rent is $1,372 a month versus $1,901 in Mckinney.
The income gap between Richmond and Mckinney is significant: $64,587 median household versus $124,215. That spread matters more if you are job hunting locally than if you are remote. Typical rent is $1,372 in Richmond and $1,901 in Mckinney.
Mckinney is not a close call here. It leads on the job market, safety, and weather by margins that add up in daily life. Richmond makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Mckinney is the stronger move.
The rent gap is real but neighborhoods matter. Richmond at $1,372 average has pockets that run $1,172 and others at $1,772: your actual number depends on which part of the city you land in.
The move
Richmond and Mckinney are 1,118 miles apart in a straight line.
Median rent goes from $1,372 a month in Richmond to $1,901 a month in Mckinney, up $529 a month (39%).
Median household income goes from $64,587 in Richmond to $124,215 in Mckinney, up $59,628 (92%).
The crime index goes from 169 in Richmond to 40 in Mckinney, down 129 points (76%).
The move
Mckinney and Richmond are 1,118 miles apart in a straight line.
Median rent goes from $1,901 a month in Mckinney to $1,372 a month in Richmond, down $529 a month (28%).
Median household income goes from $124,215 in Mckinney to $64,587 in Richmond, down $59,628 (48%).
The crime index goes from 40 in Mckinney to 169 in Richmond, up 129 points (323%).
Richmond, VA
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Mckinney, TX
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Comparing Richmond and Mckinney? Check mortgage rates before you decide where to buy.
Rent
28% cheaper
Richmond rent is 28% cheaper than Mckinney
Richmond
Winner$1,372/mo
Mckinney
$1,901/mo
Typical rent runs $1,372 a month in Richmond versus $1,901 in Mckinney, so Richmond is 28% cheaper. That's roughly $529/month back in your pocket ($6,348/year). Over five years that's $31,740 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Mckinney, the extra rent can be rational. If you do not, Richmond is the easier city to land in without blowing up your budget.
Planning to buy in Mckinney? Check mortgage rates before you decide.
Median income
92% higher
Mckinney's median income is 92% higher than Richmond
Richmond
$64,587
Mckinney
Winner$124,215
Median household income is $124,215 in Mckinney versus $64,587 in Richmond, so typical pay runs 92% higher in Mckinney (about $59,628 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Mckinney is the stronger labor market on paper. Richmond can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.
Crime index
76% lower crime
Mckinney's crime index is 76% lower than Richmond
Richmond
169 (100 = avg)
Mckinney
Winner40 (100 = avg)
Mckinney's crime index is 40 versus 169 in Richmond (100 = national average), so citywide crime runs 76% lower in Mckinney. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Mckinney is the easier city. Richmond can still work if you pick the right pocket. Just budget more diligence before you sign a lease.
Typical weather
28% more comfortable
Mckinney weather is 28% more comfortable than Richmond
Richmond
57°F avg · 66°F highs · comfort 78/100
Mckinney
Winner67°F avg · 76°F highs · comfort 100/100
Richmond averages about 57°F (66°F highs); Mckinney averages about 67°F (76°F highs). Richmond averages around 57°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Mckinney sits near 67°F on average, a range where people can be outside without fighting extreme heat or cold. Mckinney scores 28% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Richmond if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.
Fit check
People with a job, family, or neighborhood already pulling them to Richmond
Richmond is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 28% cheaper here at about $1,372 a month. Choose Richmond if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 92% higher ($124,215), and typical weather is the more comfortable of the two (around 67°F). That pairing is for people who will work hard and then actually use the evenings.
Mckinney is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 76% lower than Richmond (40 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Bottom line
Richmond carries the heavier crime signal on this page (44/100 safety vs 88/100 in Mckinney). That 44-point spread matters more than the $529 rent gap when you are choosing where to walk after dark.
Richmond rent at $1,372/month is still below Mckinney's $1,901, so cost-sensitive households should weigh the lease before the paycheck.
Typical rent stays $1,372 in Richmond and $1,901 in Mckinney.
Mckinney clears the bar on safety in this dataset. Richmond deserves a serious look only when you already know the Richmond block you would live on and the safety gap is acceptable.
Common questions
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