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San Diego, CA vs St Louis, MO

Is San Diego safer than St Louis?

San Diego is safer than St Louis. San Diego's crime index is 106 versus 352 in St Louis, and its violent crime index is 114 versus 376, using 2024-2025 FBI data.

St Louis is cheaper. Median rent is $997 a month versus $2,313 in San Diego.

The income gap between San Diego and St Louis is significant: $108,077 median household versus $56,160. That spread matters more if you are job hunting locally than if you are remote. Typical rent is $2,313 in San Diego and $997 in St Louis.

This is a genuine split. San Diego wins on the job market and safety and St Louis wins on cost of living. Which matters more depends entirely on how you live: remote workers and families weight these categories differently than commuters or single professionals.

The rent gap is real but neighborhoods matter. St Louis at $997 average has pockets that run $797 and others at $1,397: your actual number depends on which part of the city you land in.

The move

Moving from San Diego to St Louis

San Diego and St Louis are 1,561 miles apart in a straight line.

Median rent goes from $2,313 a month in San Diego to $997 a month in St Louis, down $1,316 a month (57%).

Median household income goes from $108,077 in San Diego to $56,160 in St Louis, down $51,917 (48%).

The crime index goes from 106 in San Diego to 352 in St Louis, up 246 points (232%).

The move

Moving from St Louis to San Diego

St Louis and San Diego are 1,561 miles apart in a straight line.

Median rent goes from $997 a month in St Louis to $2,313 a month in San Diego, up $1,316 a month (132%).

Median household income goes from $56,160 in St Louis to $108,077 in San Diego, up $51,917 (92%).

The crime index goes from 352 in St Louis to 106 in San Diego, down 246 points (70%).

San Diego, CA

Rent
$2,313/mo
HUD 2-bedroom FMR
$2,823/mo
Median income
108,077
Crime index
106
Weather
75°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

St Louis, MO

Rent
$997/mo
HUD 2-bedroom FMR
$1,349/mo
Median income
56,160
Crime index
352
Weather
65°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Comparing San Diego and St Louis? Check mortgage rates before you decide where to buy.

Rent

57% cheaper

St Louis rent is 57% cheaper than San Diego

San Diego

$2,313/mo

St Louis

Winner

$997/mo

What this means for your life

Typical rent runs $997 a month in St Louis versus $2,313 in San Diego, so St Louis is 57% cheaper. That's roughly $1,316/month back in your pocket ($15,792/year). Over five years that's $78,960 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in San Diego, the extra rent can be rational. If you do not, St Louis is the easier city to land in without blowing up your budget.

Planning to buy in San Diego? Check mortgage rates before you decide.

Median income

92% higher

San Diego's median income is 92% higher than St Louis

San Diego

Winner

$108,077

St Louis

$56,160

What this means for your life

Median household income is $108,077 in San Diego versus $56,160 in St Louis, so typical pay runs 92% higher in San Diego (about $51,917 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, San Diego is the stronger labor market on paper. St Louis can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

70% lower crime

San Diego's crime index is 70% lower than St Louis

San Diego

Winner

106 (100 = avg)

St Louis

352 (100 = avg)

What this means for your life

San Diego's crime index is 106 versus 352 in St Louis (100 = national average), so citywide crime runs 70% lower in San Diego. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, San Diego is the easier city. St Louis can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

Typical weather

Neck and neck

San Diego and St Louis are about even on typical weather.

San Diego

75°F avg · 79°F highs · comfort 100/100

St Louis

65°F avg · 75°F highs · comfort 100/100

What this means for your life

San Diego averages about 75°F (79°F highs); St Louis averages about 65°F (75°F highs). San Diego sits near 75°F on average, a range where people can be outside without fighting extreme heat or cold. St Louis sits near 65°F on average, a range where people can be outside without fighting extreme heat or cold. On daily comfort these two are close enough that the better fit is whichever season you already know you can live with.

Fit check

Who should choose San Diego

Career-focused movers who want salary upside and professional growth

San Diego is the better city for career-focused movers who want salary upside and professional growth. Median household income is 92% higher here ($108,077). Start with San Diego if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

San Diego is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 70% lower than St Louis (106 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the San Diego report →

Fit check

Who should choose St Louis

People with a job, family, or neighborhood already pulling them to St Louis

St Louis is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 57% cheaper here at about $997 a month. Choose St Louis if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Open the St Louis report →

Bottom line

San Diego vs St Louis: Our Take

Housing separates these metros first: $997/month in St Louis versus $2,313 in San Diego. Median income reads $56,160 in St Louis and $108,077 in San Diego, which matters when you stack rent against take-home pay.

St Louis rent at $997/month is still below San Diego's $2,313, so cost-sensitive households should weigh the lease before the paycheck.

Median income is $108,077 in San Diego versus $56,160 in St Louis.

St Louis clears the bar on housing cost in this dataset. San Diego deserves a serious look only when your $108,077 income offer in San Diego outweighs saving $1,316/month in St Louis.

Common questions

San Diego vs St Louis FAQ

Is San Diego cheaper than St Louis?
No. St Louis is cheaper: typical rent is $997 a month versus $2,313 in San Diego (57% lower). Median household income is $108,077 in San Diego compared with $56,160 in St Louis, so San Diego has the stronger local pay picture.
Which city is safer, San Diego or St Louis?
San Diego is safer on this comparison. Its crime index is 106 versus 352 in St Louis (70% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, San Diego or St Louis?
School quality varies by neighborhood in San Diego. Check GreatSchools.org or your local district for current ratings before you choose a ZIP. The same applies in St Louis. We do not publish a citywide school grade comparison because we do not yet have a verified public school-quality feed.

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