Safety & Crime Index
48/100
FBI CDE
Worth extra due diligence — 49% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for San Jose.
Median rent
$2,669/mo
ACS 2024 5-year
HUD 2-bedroom FMR $3,272/mo
Median household income
$146,427
ACS 2024 5-year
Median home value
$1,233,200
ACS 2024 5-year
Safety score
48/100
FBI CDE
Weather
71°F (H 82° / L 60°)
Open-Meteo
Buying in San Jose? Check current mortgage rates early — before you fall in love with a ZIP.
48/100
FBI CDE
Worth extra due diligence — 49% above average FBI data, 2023–2024
Average
36 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 71°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 43 (100 = avg)
Good / Low Pollen
Side-by-side
See how San Jose stacks up on rent, safety, and weather.
Neighborhood guide
San Jose has genuinely comfortable weather: 71°F average with 82°F highs. Combined with $2,669/month rent and 48/100 safety, it makes a strong case for the right mover.
San Jose has about 990,138 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
San Jose CA scores 48/100 on safety (well below average). Crime is about 49% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 149 (100 = avg); violent crime index 164; property crime index 133. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in San Jose. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in San Jose is about $2,669/month (very expensive). At $2,669/month for a typical unit, you need about $96,084+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,233,200.
Median household income is $146,427, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($146,427) clears the $96,084 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 71°F (highs near 82°F, lows near 60°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in San Jose: (1) Dual-income households (at $2,669/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $146,427 helps carry housing costs) (3) Households earning $96,084+ who can clear the 3× rent rule at $2,669/month (4) Movers with a locked job offer in San Jose who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 48/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,669/month) (3) Anyone stretching past 40% of take-home on housing at $2,669/month
Income sniff test: clear about $96,084 household income for $2,669/month rent. Under that, pick a cheaper ZIP or a different city.
San Jose is a mixed picture. Safety is average and rent at $2,669/month is on the high side. It works for the right household but is not an obvious choice.
Next steps
Quotes and listings for San Jose when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for San Jose.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$8,261
Mortgage + tax + insurance + HOA
Annual property tax
$17,881
Annual est. $5,580
Est. monthly utilities
$1,933
Climate-adjusted electric, gas & water
Median home price
$1,233,200
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$6,236
Property tax
$1,490
Insurance
$440
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$16,364/yr
2024
1.37%
$16,855/yr
2025
1.41%
$17,360/yr
2026
1.45%
$17,881/yr
Buying in San Jose? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$5,285/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $5,285.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from San Jose to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo