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Alameda, CA

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US location · verified

Neighborhood intelligence

Your Alameda relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Alameda.

Median rent

$2,474/mo

ACS 2024 5-year

Median household income

$137,697

ACS 2024 5-year

Median home value

$1,235,700

ACS 2024 5-year

Safety score

42/100

FBI CDE

Weather

72°F (H 85° / L 59°)

Open-Meteo

Buying in Alameda? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

42/100

FBI CDE

Worth extra due diligence — 81% above average FBI data, 2023–2024

Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 72°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 51 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Alameda CA

Alameda has genuinely comfortable weather: 72°F average with 85°F highs. Combined with $2,474/month rent and 42/100 safety, it makes a strong case for the right mover.

Alameda has about 77,238 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Alameda CA Safe?

Alameda CA scores 42/100 on safety (well below average). Crime is about 81% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 181 (100 = avg); violent crime index 88; property crime index 273. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Alameda CA

School quality varies by neighborhood in Alameda. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Alameda CA

Typical rent in Alameda is about $2,474/month (expensive). At $2,474/month for a typical unit, you need about $89,064+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,235,700.

Median household income is $137,697, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($137,697) clears the $89,064 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Alameda CA

Average temperature is about 72°F (highs near 85°F, lows near 59°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Alameda CA?

Who tends to thrive in Alameda: (1) Dual-income households (at $2,474/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $137,697 helps carry housing costs) (3) Households earning $89,064+ who can clear the 3× rent rule at $2,474/month (4) Movers with a locked job offer in Alameda who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 42/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,474/month) (3) Anyone stretching past 40% of take-home on housing at $2,474/month

Income sniff test: clear about $89,064 household income for $2,474/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Alameda is a mixed picture. Safety is average and rent at $2,474/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Alameda when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Alameda.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$8,278

Mortgage + tax + insurance + HOA

Annual property tax

$17,918

Annual est. $5,580

Est. monthly utilities

$1,937

Climate-adjusted electric, gas & water

Median home price

$1,235,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.1M
2022
$1.1M
2023
$1.2M
2024
$1.2M
2025
$1.2M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$5,804/mo vs buying
$2,474ACS 2024 5-year
Rent
$8,278
Buy

Mortgage

$6,248

Property tax

$1,493

Insurance

$441

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$16,398/yr

2024

1.37%

$16,889/yr

2025

1.41%

$17,396/yr

2026

1.45%

$17,918/yr

Buying in Alameda? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$5,296/yr

elevated exposure
Wind hazard index51 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 72°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $5,296.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Alameda to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo