Safety & Crime Index
44/100
FBI CDE
Worth extra due diligence — 70% above average FBI data, 2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Costa Mesa.
Median rent
$2,446/mo
ACS 2024 5-year
Median household income
$111,505
ACS 2024 5-year
Median home value
$1,115,100
ACS 2024 5-year
Safety score
44/100
FBI CDE
Weather
82°F (H 90° / L 74°)
Open-Meteo
Buying in Costa Mesa? Check current mortgage rates early — before you fall in love with a ZIP.
44/100
FBI CDE
Worth extra due diligence — 70% above average FBI data, 2024
Average
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 82°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 56 (100 = avg)
Good / Low Pollen
Neighborhood guide
Costa Mesa posts 44/100 on safety against $2,446/month typical rent. Here is what the numbers actually mean.
Costa Mesa has about 110,330 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Costa Mesa CA scores 44/100 on safety (well below average). Crime is about 70% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 170 (100 = avg); violent crime index 193; property crime index 147. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Costa Mesa. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Costa Mesa is about $2,446/month (expensive). At $2,446/month for a typical unit, you need about $88,056+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,115,100.
Median household income is $111,505, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($111,505) clears the $88,056 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 82°F (highs near 90°F, lows near 74°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Costa Mesa: (1) Dual-income households (at $2,446/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $111,505 helps carry housing costs) (3) Households earning $88,056+ who can clear the 3× rent rule at $2,446/month (4) Movers with a locked job offer in Costa Mesa who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 44/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,446/month) (3) Anyone stretching past 40% of take-home on housing at $2,446/month
Income sniff test: clear about $88,056 household income for $2,446/month rent. Under that, pick a cheaper ZIP or a different city.
Costa Mesa is a mixed picture. Safety is average and rent at $2,446/month is on the high side. It works for the right household but is not an obvious choice.
Next steps
Quotes and listings for Costa Mesa when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Costa Mesa.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$7,479
Mortgage + tax + insurance + HOA
Annual property tax
$16,169
Annual est. $5,580
Est. monthly utilities
$1,748
Climate-adjusted electric, gas & water
Median home price
$1,115,100
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$5,639
Property tax
$1,347
Insurance
$398
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$14,797/yr
2024
1.37%
$15,241/yr
2025
1.41%
$15,698/yr
2026
1.45%
$16,169/yr
Buying in Costa Mesa? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$4,779/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,779.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Costa Mesa to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo