Safety & Crime Index
52/100
FBI CDE
Worth extra due diligence — 30% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Santa Barbara.
Median rent
$2,413/mo
ACS 2024 5-year
HUD 2-bedroom FMR $3,106/mo
Median household income
$106,182
ACS 2024 5-year
Median home value
$1,570,800
ACS 2024 5-year
Safety score
52/100
FBI CDE
Weather
73°F (H 79° / L 67°)
Open-Meteo
Buying in Santa Barbara? Check current mortgage rates early — before you fall in love with a ZIP.
52/100
FBI CDE
Worth extra due diligence — 30% above average FBI data, 2023–2024
Average
36 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 73°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 39 (100 = avg)
Good / Low Pollen
Neighborhood guide
Santa Barbara has genuinely comfortable weather: 73°F average with 79°F highs. Combined with $2,413/month rent and 52/100 safety, it makes a strong case for the right mover.
Santa Barbara has about 87,779 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Santa Barbara CA scores 52/100 on safety (well below average). Crime is about 30% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 130 (100 = avg); violent crime index 165; property crime index 94. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Santa Barbara. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Santa Barbara is about $2,413/month (expensive). At $2,413/month for a typical unit, you need about $86,868+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,570,800.
Median household income is $106,182, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($106,182) clears the $86,868 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 73°F (highs near 79°F, lows near 67°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Santa Barbara: (1) Dual-income households (at $2,413/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $106,182 helps carry housing costs) (3) Households earning $86,868+ who can clear the 3× rent rule at $2,413/month (4) Movers with a locked job offer in Santa Barbara who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,413/month) (3) Anyone stretching past 40% of take-home on housing at $2,413/month
Income sniff test: clear about $86,868 household income for $2,413/month rent. Under that, pick a cheaper ZIP or a different city.
Santa Barbara is a mixed picture. Safety is average and rent at $2,413/month is on the high side. It works for the right household but is not an obvious choice.
Next steps
Quotes and listings for Santa Barbara when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Santa Barbara.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$10,497
Mortgage + tax + insurance + HOA
Annual property tax
$22,777
Annual est. $5,580
Est. monthly utilities
$2,462
Climate-adjusted electric, gas & water
Median home price
$1,570,800
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$7,943
Property tax
$1,898
Insurance
$561
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$20,844/yr
2024
1.37%
$21,470/yr
2025
1.41%
$22,114/yr
2026
1.45%
$22,777/yr
Buying in Santa Barbara? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$6,732/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $6,732.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Santa Barbara to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo