New search

Hayward, CA

Report status

US location · verified

Neighborhood intelligence

Your Hayward relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Hayward.

Median rent

$2,391/mo

ACS 2024 5-year

Median household income

$113,318

ACS 2024 5-year

Median home value

$854,400

ACS 2024 5-year

Safety score

43/100

FBI CDE

Weather

72°F (H 81° / L 64°)

Open-Meteo

Buying in Hayward? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

43/100

FBI CDE

Worth extra due diligence — 75% above average FBI data, 2023–2024

Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 72°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 48 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Hayward CA

Hayward has genuinely comfortable weather: 72°F average with 81°F highs. Combined with $2,391/month rent and 43/100 safety, it makes a strong case for the right mover.

Hayward has about 158,801 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Hayward CA Safe?

Hayward CA scores 43/100 on safety (well below average). Crime is about 75% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 175 (100 = avg); violent crime index 153; property crime index 196. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Hayward CA

School quality varies by neighborhood in Hayward. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Hayward CA

Typical rent in Hayward is about $2,391/month (expensive). At $2,391/month for a typical unit, you need about $86,076+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $854,400.

Median household income is $113,318, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($113,318) clears the $86,076 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Hayward CA

Average temperature is about 72°F (highs near 81°F, lows near 64°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Hayward CA?

Who tends to thrive in Hayward: (1) Dual-income households (at $2,391/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $113,318 helps carry housing costs) (3) Households earning $86,076+ who can clear the 3× rent rule at $2,391/month (4) Movers with a locked job offer in Hayward who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 43/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,391/month) (3) Anyone stretching past 40% of take-home on housing at $2,391/month

Income sniff test: clear about $86,076 household income for $2,391/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Hayward is a mixed picture. Safety is average and rent at $2,391/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Hayward when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Hayward.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,753

Mortgage + tax + insurance + HOA

Annual property tax

$12,389

Annual est. $5,580

Est. monthly utilities

$1,339

Climate-adjusted electric, gas & water

Median home price

$854,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$768k
2022
$789k
2023
$810k
2024
$832k
2025
$854k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,362/mo vs buying
$2,391ACS 2024 5-year
Rent
$5,753
Buy

Mortgage

$4,320

Property tax

$1,032

Insurance

$305

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$11,338/yr

2024

1.37%

$11,678/yr

2025

1.41%

$12,028/yr

2026

1.45%

$12,389/yr

Buying in Hayward? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,662/yr

elevated exposure
Wind hazard index48 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 72°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,662.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Hayward to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo