Safety & Crime Index
58/100
FBI CDE
Typical urban safety profile — 8% above average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Torrance.
Median rent
$2,280/mo
ACS 2024 5-year
Median household income
$116,217
ACS 2024 5-year
Median home value
$1,074,700
ACS 2024 5-year
Safety score
58/100
FBI CDE
Weather
78°F (H 84° / L 72°)
Open-Meteo
Buying in Torrance? Check current mortgage rates early — before you fall in love with a ZIP.
58/100
FBI CDE
Typical urban safety profile — 8% above average FBI data, 2023–2024
Good
39 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 78°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 65 (100 = avg)
Good / Low Pollen
Neighborhood guide
Torrance has genuinely comfortable weather: 78°F average with 84°F highs. Combined with $2,280/month rent and 58/100 safety, it makes a strong case for the right mover.
Torrance has about 142,130 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Torrance CA scores 58/100 on safety (below average). Crime is about 8% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 108 (100 = avg); violent crime index 76; property crime index 140. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Torrance. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Torrance is about $2,280/month (expensive). At $2,280/month for a typical unit, you need about $82,080+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,074,700.
Median household income is $116,217, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($116,217) clears the $82,080 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 78°F (highs near 84°F, lows near 72°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Torrance: (1) Dual-income households (at $2,280/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $116,217 helps carry housing costs) (3) Households earning $82,080+ who can clear the 3× rent rule at $2,280/month (4) Movers with a locked job offer in Torrance who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 58/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,280/month) (3) Anyone stretching past 40% of take-home on housing at $2,280/month
Income sniff test: clear about $82,080 household income for $2,280/month rent. Under that, pick a cheaper ZIP or a different city.
Torrance is a mixed picture. Safety is average and rent at $2,280/month is on the high side. It works for the right household but is not an obvious choice.
Next steps
Quotes and listings for Torrance when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Torrance.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$7,212
Mortgage + tax + insurance + HOA
Annual property tax
$15,583
Annual est. $5,580
Est. monthly utilities
$1,685
Climate-adjusted electric, gas & water
Median home price
$1,074,700
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$5,434
Property tax
$1,299
Insurance
$384
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$14,261/yr
2024
1.37%
$14,688/yr
2025
1.41%
$15,129/yr
2026
1.45%
$15,583/yr
Buying in Torrance? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$4,606/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,606.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Torrance to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo