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Torrance, CA

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US location · verified

Neighborhood intelligence

Your Torrance relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Torrance.

Median rent

$2,280/mo

ACS 2024 5-year

Median household income

$116,217

ACS 2024 5-year

Median home value

$1,074,700

ACS 2024 5-year

Safety score

58/100

FBI CDE

Weather

78°F (H 84° / L 72°)

Open-Meteo

Buying in Torrance? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

58/100

FBI CDE

Typical urban safety profile — 8% above average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 78°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 65 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Torrance CA

Torrance has genuinely comfortable weather: 78°F average with 84°F highs. Combined with $2,280/month rent and 58/100 safety, it makes a strong case for the right mover.

Torrance has about 142,130 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Torrance CA Safe?

Torrance CA scores 58/100 on safety (below average). Crime is about 8% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 108 (100 = avg); violent crime index 76; property crime index 140. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Torrance CA

School quality varies by neighborhood in Torrance. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Torrance CA

Typical rent in Torrance is about $2,280/month (expensive). At $2,280/month for a typical unit, you need about $82,080+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,074,700.

Median household income is $116,217, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($116,217) clears the $82,080 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Torrance CA

Average temperature is about 78°F (highs near 84°F, lows near 72°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Torrance CA?

Who tends to thrive in Torrance: (1) Dual-income households (at $2,280/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $116,217 helps carry housing costs) (3) Households earning $82,080+ who can clear the 3× rent rule at $2,280/month (4) Movers with a locked job offer in Torrance who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 58/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,280/month) (3) Anyone stretching past 40% of take-home on housing at $2,280/month

Income sniff test: clear about $82,080 household income for $2,280/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Torrance is a mixed picture. Safety is average and rent at $2,280/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Torrance when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Torrance.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$7,212

Mortgage + tax + insurance + HOA

Annual property tax

$15,583

Annual est. $5,580

Est. monthly utilities

$1,685

Climate-adjusted electric, gas & water

Median home price

$1,074,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$966k
2022
$992k
2023
$1.0M
2024
$1.0M
2025
$1.1M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$4,932/mo vs buying
$2,280ACS 2024 5-year
Rent
$7,212
Buy

Mortgage

$5,434

Property tax

$1,299

Insurance

$384

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$14,261/yr

2024

1.37%

$14,688/yr

2025

1.41%

$15,129/yr

2026

1.45%

$15,583/yr

Buying in Torrance? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,606/yr

elevated exposure
Wind hazard index65 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 78°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,606.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Torrance to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo