City comparison
No. Irving's crime index is 99 versus 221 in Toledo, and its violent crime index is 78 versus 279, using 2024-2025 FBI data.
Toledo is cheaper. Median rent is $934 a month versus $1,619 in Irving.
Climate is the sharpest divide between Toledo and Irving. Toledo averages 51°F while Irving averages 70°F, a difference that affects utility bills, outdoor lifestyle, and how you feel nine months of the year. Rent runs $934 versus $1,619.
Irving is not a close call here. It leads on the job market, safety, and weather by margins that add up in daily life. Toledo makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Irving is the stronger move.
The rent gap is real but neighborhoods matter. Toledo at $934 average has pockets that run $734 and others at $1,334: your actual number depends on which part of the city you land in.
The move
Toledo and Irving are 955 miles apart in a straight line.
Median rent goes from $934 a month in Toledo to $1,619 a month in Irving, up $685 a month (73%).
Median household income goes from $62,224 in Toledo to $81,830 in Irving, up $19,606 (32%).
The crime index goes from 221 in Toledo to 99 in Irving, down 122 points (55%).
The move
Irving and Toledo are 955 miles apart in a straight line.
Median rent goes from $1,619 a month in Irving to $934 a month in Toledo, down $685 a month (42%).
Median household income goes from $81,830 in Irving to $62,224 in Toledo, down $19,606 (24%).
The crime index goes from 99 in Irving to 221 in Toledo, up 122 points (123%).
Toledo, OH
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Irving, TX
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Comparing Toledo and Irving? Check mortgage rates before you decide where to buy.
Rent
42% cheaper
Toledo rent is 42% cheaper than Irving
Toledo
Winner$934/mo
Irving
$1,619/mo
Typical rent runs $934 a month in Toledo versus $1,619 in Irving, so Toledo is 42% cheaper. That's roughly $685/month back in your pocket ($8,220/year). Over five years that's $41,100 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Irving, the extra rent can be rational. If you do not, Toledo is the easier city to land in without blowing up your budget.
Planning to buy in Irving? Check mortgage rates before you decide.
Median income
32% higher
Irving's median income is 32% higher than Toledo
Toledo
$62,224
Irving
Winner$81,830
Median household income is $81,830 in Irving versus $62,224 in Toledo, so typical pay runs 32% higher in Irving (about $19,606 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Irving is the stronger labor market on paper. Toledo can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.
Crime index
55% lower crime
Irving's crime index is 55% lower than Toledo
Toledo
221 (100 = avg)
Irving
Winner99 (100 = avg)
Irving's crime index is 99 versus 221 in Toledo (100 = national average), so citywide crime runs 55% lower in Irving. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Irving is the easier city. Toledo can still work if you pick the right pocket. Just budget more diligence before you sign a lease.
Typical weather
64% more comfortable
Irving weather is 64% more comfortable than Toledo
Toledo
51°F avg · 58°F highs · comfort 61/100
Irving
Winner70°F avg · 78°F highs · comfort 100/100
Toledo averages about 51°F (58°F highs); Irving averages about 70°F (78°F highs). Toledo averages around 51°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Irving sits near 70°F on average, a range where people can be outside without fighting extreme heat or cold. Irving scores 64% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Toledo if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.
Fit check
People with a job, family, or neighborhood already pulling them to Toledo
Toledo is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 42% cheaper here at about $934 a month. Choose Toledo if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 32% higher ($81,830), and typical weather is the more comfortable of the two (around 70°F). That pairing is for people who will work hard and then actually use the evenings.
Irving is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 55% lower than Toledo (99 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Bottom line
Rent is the clearest fork: Toledo at $934/month versus $1,619 in Irving ($685 apart). Irving median income is $81,830 against $62,224 in Toledo, so the cheaper lease does not always pair with the stronger local wage base.
Safety still diverges (60/100 in Irving vs 36/100 in Toledo), so climate preference should not be the only filter.
Weather averages land near 51°F in Toledo and 70°F in Irving.
If housing cost drives your move, Toledo is the stronger match ($934/month rent against $1,619). If an employer or family tie already points to Irving, treat $1,619/month rent and $81,830 income as the numbers that actually govern the decision.
Common questions
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Nearby research
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