City comparison
No. Mckinney's crime index is 40 versus 221 in Toledo, and its violent crime index is 34 versus 279, using 2024-2025 FBI data.
Toledo is cheaper. Median rent is $934 a month versus $1,901 in Mckinney.
The income gap between Toledo and Mckinney is significant: $62,224 median household versus $124,215. That spread matters more if you are job hunting locally than if you are remote. Typical rent is $934 in Toledo and $1,901 in Mckinney.
Mckinney is not a close call here. It leads on the job market, safety, and weather by margins that add up in daily life. Toledo makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone Mckinney is the stronger move.
The rent gap is real but neighborhoods matter. Toledo at $934 average has pockets that run $734 and others at $1,334: your actual number depends on which part of the city you land in.
The move
Toledo and Mckinney are 923 miles apart in a straight line.
Median rent goes from $934 a month in Toledo to $1,901 a month in Mckinney, up $967 a month (104%).
Median household income goes from $62,224 in Toledo to $124,215 in Mckinney, up $61,991 (100%).
The crime index goes from 221 in Toledo to 40 in Mckinney, down 181 points (82%).
The move
Mckinney and Toledo are 923 miles apart in a straight line.
Median rent goes from $1,901 a month in Mckinney to $934 a month in Toledo, down $967 a month (51%).
Median household income goes from $124,215 in Mckinney to $62,224 in Toledo, down $61,991 (50%).
The crime index goes from 40 in Mckinney to 221 in Toledo, up 181 points (453%).
Toledo, OH
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Mckinney, TX
School quality varies by neighborhood. Check GreatSchools.org for current ratings.
Comparing Toledo and Mckinney? Check mortgage rates before you decide where to buy.
Rent
51% cheaper
Toledo rent is 51% cheaper than Mckinney
Toledo
Winner$934/mo
Mckinney
$1,901/mo
Typical rent runs $934 a month in Toledo versus $1,901 in Mckinney, so Toledo is 51% cheaper. That's roughly $967/month back in your pocket ($11,604/year). Over five years that's $58,020 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Mckinney, the extra rent can be rational. If you do not, Toledo is the easier city to land in without blowing up your budget.
Planning to buy in Mckinney? Check mortgage rates before you decide.
Median income
100% higher
Mckinney's median income is 100% higher than Toledo
Toledo
$62,224
Mckinney
Winner$124,215
Median household income is $124,215 in Mckinney versus $62,224 in Toledo, so typical pay runs 100% higher in Mckinney (about $61,991 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Mckinney is the stronger labor market on paper. Toledo can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.
Crime index
82% lower crime
Mckinney's crime index is 82% lower than Toledo
Toledo
221 (100 = avg)
Mckinney
Winner40 (100 = avg)
Mckinney's crime index is 40 versus 221 in Toledo (100 = national average), so citywide crime runs 82% lower in Mckinney. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Mckinney is the easier city. Toledo can still work if you pick the right pocket. Just budget more diligence before you sign a lease.
Typical weather
64% more comfortable
Mckinney weather is 64% more comfortable than Toledo
Toledo
51°F avg · 58°F highs · comfort 61/100
Mckinney
Winner67°F avg · 76°F highs · comfort 100/100
Toledo averages about 51°F (58°F highs); Mckinney averages about 67°F (76°F highs). Toledo averages around 51°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. Mckinney sits near 67°F on average, a range where people can be outside without fighting extreme heat or cold. Mckinney scores 64% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Toledo if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.
Fit check
People with a job, family, or neighborhood already pulling them to Toledo
Toledo is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 51% cheaper here at about $934 a month. Choose Toledo if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 100% higher ($124,215), and typical weather is the more comfortable of the two (around 67°F). That pairing is for people who will work hard and then actually use the evenings.
Mckinney is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 82% lower than Toledo (40 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Bottom line
Neither city is a free pass on neighborhood choice, but Mckinney leads on safety (88/100 vs 36/100 in Toledo). Typical rent is $1,901 in Mckinney and $934 in Toledo; do not assume the cheaper lease buys the calmer blocks.
Mckinney still pays more locally ($124,215 median income vs $62,224), which can offset the lease if your field pays Mckinney rates.
Median income is $124,215 in Mckinney versus $62,224 in Toledo.
Between Toledo and Mckinney, Mckinney is ahead on safety — 88/100 safety versus 36/100. Lean Toledo instead when you already know the Toledo block you would live on and the safety gap is acceptable.
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