Safety & Crime Index
64/100
FBI CDE
Typical urban safety profile — 13% below average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Montgomery.
Median rent
$1,089/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,150/mo
Median household income
$56,811
ACS 2024 5-year
Median home value
$161,900
ACS 2024 5-year
Safety score
64/100
FBI CDE
Weather
70°F (H 81° / L 60°)
Open-Meteo
Buying in Montgomery? Check current mortgage rates early — before you fall in love with a ZIP.
64/100
FBI CDE
Typical urban safety profile — 13% below average FBI data, 2023–2024
Good
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 70°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 50 (100 = avg)
Good / Low Pollen
Neighborhood guide
Montgomery is one of the more affordable options in its region at $1,089/month typical rent. Safety scores 64/100.
Montgomery has about 197,494 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Montgomery AL scores 64/100 on safety (below average). Crime is about 13% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 87 (100 = avg); violent crime index 101; property crime index 72. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Montgomery. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Montgomery is about $1,089/month (affordable). At $1,089/month for a typical unit, you need about $39,204+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $161,900.
Median household income is $56,811, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($56,811) clears the $39,204 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 70°F (highs near 81°F, lows near 60°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Montgomery: (1) Renters who want $1,089/month housing without coastal prices (comfort income is about $39,204) (2) Households earning $39,204+ who can clear the 3× rent rule at $1,089/month (3) Movers with a locked job offer in Montgomery who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 64/100) (2) Households expecting top marks on rent and safety at once (Montgomery does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $39,204 household income for $1,089/month rent. Under that, pick a cheaper ZIP or a different city.
Montgomery holds up well on the core metrics we publish. Safety at 64/100 makes it a reasonable choice for households who can manage $1,089/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Montgomery when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Montgomery.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,167
Mortgage + tax + insurance + HOA
Annual property tax
$2,348
Annual est. $5,580
Est. monthly utilities
$263
Climate-adjusted electric, gas & water
Median home price
$161,900
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$819
Property tax
$196
Insurance
$58
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,149/yr
2024
1.37%
$2,213/yr
2025
1.41%
$2,280/yr
2026
1.45%
$2,348/yr
Buying in Montgomery? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
27 (100 = avg)
low exposureEst. annual homeowners insurance
$694/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $694.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Montgomery to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo