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Springfield, MA

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US location · verified

Neighborhood intelligence

Your Springfield relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Springfield.

Median rent

$1,144/mo

ACS 2024 5-year

Median household income

$52,656

ACS 2024 5-year

Median home value

$245,000

ACS 2024 5-year

Safety score

40/100

FBI CDE

Weather

56°F (H 65° / L 47°)

Open-Meteo

Buying in Springfield? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

40/100

FBI CDE

Worth extra due diligence — 92% above average FBI data, 2023–2024

Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 56°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 47 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Springfield MA

Springfield is one of the more affordable options in its region at $1,144/month typical rent. Safety scores 40/100.

Springfield has about 154,749 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Springfield MA Safe?

Springfield MA scores 40/100 on safety (well below average). Crime is about 92% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 192 (100 = avg); violent crime index 234; property crime index 150. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Springfield MA

School quality varies by neighborhood in Springfield. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Springfield MA

Typical rent in Springfield is about $1,144/month (affordable). At $1,144/month for a typical unit, you need about $41,184+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $245,000.

Median household income is $52,656, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($52,656) clears the $41,184 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Springfield MA

Average temperature is about 56°F (highs near 65°F, lows near 47°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Springfield MA?

Who tends to thrive in Springfield: (1) Renters who want $1,144/month housing without coastal prices (comfort income is about $41,184) (2) Households earning $41,184+ who can clear the 3× rent rule at $1,144/month (3) Movers with a locked job offer in Springfield who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 40/100) (2) Households expecting top marks on rent and safety at once (Springfield does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $41,184 household income for $1,144/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Springfield scores 40/100 on safety with $1,144/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Springfield when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Springfield.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,717

Mortgage + tax + insurance + HOA

Annual property tax

$3,553

Annual est. $5,580

Est. monthly utilities

$439

Climate-adjusted electric, gas & water

Median home price

$245,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$220k
2022
$226k
2023
$232k
2024
$239k
2025
$245k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$573/mo vs buying
$1,144ACS 2024 5-year
Rent
$1,717
Buy

Mortgage

$1,239

Property tax

$296

Insurance

$88

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,251/yr

2024

1.37%

$3,349/yr

2025

1.41%

$3,450/yr

2026

1.45%

$3,553/yr

Buying in Springfield? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

47 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,050/yr

moderate exposure
Wind hazard index47 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 56°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,050.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Springfield to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo