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Tempe, AZ

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US location · verified

Neighborhood intelligence

Your Tempe relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Tempe.

Median rent

$1,743/mo

ACS 2024 5-year

Median household income

$79,663

ACS 2024 5-year

Median home value

$455,400

ACS 2024 5-year

Safety score

48/100

FBI CDE

Weather

86°F (H 94° / L 79°)

Open-Meteo

Buying in Tempe? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

48/100

FBI CDE

Worth extra due diligence — 48% above average FBI data, 2023–2024

Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 86°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 68 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Tempe AZ

Tempe posts 48/100 on safety against $1,743/month typical rent. Here is what the numbers actually mean.

Tempe has about 188,065 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Tempe AZ Safe?

Tempe AZ scores 48/100 on safety (well below average). Crime is about 48% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 148 (100 = avg); violent crime index 129; property crime index 166. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Tempe AZ

School quality varies by neighborhood in Tempe. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Tempe AZ

Typical rent in Tempe is about $1,743/month (on the high side). At $1,743/month for a typical unit, you need about $62,748+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $455,400.

Median household income is $79,663, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($79,663) clears the $62,748 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Tempe AZ

Average temperature is about 86°F (highs near 94°F, lows near 79°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Tempe AZ?

Who tends to thrive in Tempe: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (2) Households earning $62,748+ who can clear the 3× rent rule at $1,743/month (3) Movers with a locked job offer in Tempe who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 48/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F) (3) Anyone stretching past 40% of take-home on housing at $1,743/month

Income sniff test: clear about $62,748 household income for $1,743/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Tempe scores 48/100 on safety with $1,743/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Tempe when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Tempe.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,111

Mortgage + tax + insurance + HOA

Annual property tax

$6,603

Annual est. $5,580

Est. monthly utilities

$781

Climate-adjusted electric, gas & water

Median home price

$455,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$410k
2022
$421k
2023
$432k
2024
$443k
2025
$455k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,368/mo vs buying
$1,743ACS 2024 5-year
Rent
$3,111
Buy

Mortgage

$2,303

Property tax

$550

Insurance

$163

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,043/yr

2024

1.37%

$6,224/yr

2025

1.41%

$6,411/yr

2026

1.45%

$6,603/yr

Buying in Tempe? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

38 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,952/yr

moderate exposure
Wind hazard index68 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 86°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,952.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Tempe to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo