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Elk Grove, CA

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US location · verified

Neighborhood intelligence

Your Elk Grove relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Elk Grove.

Median rent

$2,262/mo

ACS 2024 5-year

Median household income

$125,924

ACS 2024 5-year

Median home value

$630,100

ACS 2024 5-year

Safety score

77/100

FBI CDE

Weather

78°F (H 94° / L 63°)

Open-Meteo

Buying in Elk Grove? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

77/100

FBI CDE

Above-average peace of mind — 43% below average FBI data, 2023–2024

Above Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 78°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 51 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Elk Grove CA

Elk Grove offers above-average safety (77/100). Rent runs $2,262/month and median income sits at $125,924.

Elk Grove has about 179,155 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Elk Grove CA Safe?

Elk Grove CA scores 77/100 on safety (above average). Crime is about 43% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 57 (100 = avg); violent crime index 50; property crime index 63. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Elk Grove CA

School quality varies by neighborhood in Elk Grove. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Elk Grove CA

Typical rent in Elk Grove is about $2,262/month (expensive). At $2,262/month for a typical unit, you need about $81,432+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $630,100.

Median household income is $125,924, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($125,924) clears the $81,432 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Elk Grove CA

Average temperature is about 78°F (highs near 94°F, lows near 63°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Elk Grove CA?

Who tends to thrive in Elk Grove: (1) Households that want quieter streets (safety sits at 77/100) (2) Dual-income households (at $2,262/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (4) Tech and finance workers (the job market is real and local pay near $125,924 helps carry housing costs)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,262/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F) (3) Anyone stretching past 40% of take-home on housing at $2,262/month

Income sniff test: clear about $81,432 household income for $2,262/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Elk Grove holds up well on the core metrics we publish. Safety at 77/100 makes it a reasonable choice for households who can manage $2,262/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Elk Grove when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Elk Grove.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,267

Mortgage + tax + insurance + HOA

Annual property tax

$9,136

Annual est. $5,580

Est. monthly utilities

$988

Climate-adjusted electric, gas & water

Median home price

$630,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$567k
2022
$582k
2023
$598k
2024
$614k
2025
$630k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,005/mo vs buying
$2,262ACS 2024 5-year
Rent
$4,267
Buy

Mortgage

$3,186

Property tax

$761

Insurance

$225

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,361/yr

2024

1.37%

$8,612/yr

2025

1.41%

$8,870/yr

2026

1.45%

$9,136/yr

Buying in Elk Grove? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,700/yr

elevated exposure
Wind hazard index51 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 78°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,700.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Elk Grove to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo