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Temecula, CA

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US location · verified

Neighborhood intelligence

Your Temecula relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Temecula.

Median rent

$2,347/mo

ACS 2024 5-year

Median household income

$121,063

ACS 2024 5-year

Median home value

$679,700

ACS 2024 5-year

Safety score

71/100

FBI CDE

Weather

81°F (H 95° / L 67°)

Open-Meteo

Buying in Temecula? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

71/100

FBI CDE

Above-average peace of mind — 30% below average FBI data, 2023–2024

Above Average

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 81°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 83 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Temecula CA

Temecula offers above-average safety (71/100). Rent runs $2,347/month and median income sits at $121,063.

Temecula has about 111,167 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Temecula CA Safe?

Temecula CA scores 71/100 on safety (about average). Crime is about 30% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 70 (100 = avg); violent crime index 42; property crime index 97. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Temecula CA

School quality varies by neighborhood in Temecula. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Temecula CA

Typical rent in Temecula is about $2,347/month (expensive). At $2,347/month for a typical unit, you need about $84,492+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $679,700.

Median household income is $121,063, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($121,063) clears the $84,492 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Temecula CA

Average temperature is about 81°F (highs near 95°F, lows near 67°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Temecula CA?

Who tends to thrive in Temecula: (1) Dual-income households (at $2,347/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 95°F) (3) Tech and finance workers (the job market is real and local pay near $121,063 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 71/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,347/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 95°F) (3) Anyone stretching past 40% of take-home on housing at $2,347/month

Income sniff test: clear about $84,492 household income for $2,347/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Temecula holds up well on the core metrics we publish. Safety at 71/100 makes it a reasonable choice for households who can manage $2,347/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Temecula when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Temecula.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,596

Mortgage + tax + insurance + HOA

Annual property tax

$9,856

Annual est. $5,580

Est. monthly utilities

$1,065

Climate-adjusted electric, gas & water

Median home price

$679,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$611k
2022
$628k
2023
$645k
2024
$662k
2025
$680k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,249/mo vs buying
$2,347ACS 2024 5-year
Rent
$4,596
Buy

Mortgage

$3,437

Property tax

$821

Insurance

$243

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,020/yr

2024

1.37%

$9,290/yr

2025

1.41%

$9,569/yr

2026

1.45%

$9,856/yr

Buying in Temecula? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,913/yr

elevated exposure
Wind hazard index83 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 81°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,913.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Temecula to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo