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Huntington Beach, CA

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Neighborhood intelligence

Your Huntington Beach relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Huntington Beach.

Median rent

$2,510/mo

ACS 2024 5-year

HUD 2-bedroom FMR $3,057/mo

Median household income

$120,919

ACS 2024 5-year

Median home value

$1,100,000

ACS 2024 5-year

Safety score

67/100

FBI CDE

Weather

77°F (H 82° / L 72°)

Open-Meteo

Buying in Huntington Beach? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

67/100

FBI CDE

Typical urban safety profile — 20% below average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 77°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 66 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Huntington Beach CA

Huntington Beach has genuinely comfortable weather: 77°F average with 82°F highs. Combined with $2,510/month rent and 67/100 safety, it makes a strong case for the right mover.

Huntington Beach has about 195,240 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Huntington Beach CA Safe?

Huntington Beach CA scores 67/100 on safety (about average). Crime is about 20% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 80 (100 = avg); violent crime index 56; property crime index 104. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Huntington Beach CA

School quality varies by neighborhood in Huntington Beach. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Huntington Beach CA

Typical rent in Huntington Beach is about $2,510/month (very expensive). At $2,510/month for a typical unit, you need about $90,360+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,100,000.

Median household income is $120,919, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($120,919) clears the $90,360 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Huntington Beach CA

Average temperature is about 77°F (highs near 82°F, lows near 72°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Huntington Beach CA?

Who tends to thrive in Huntington Beach: (1) Dual-income households (at $2,510/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $120,919 helps carry housing costs) (3) Households earning $90,360+ who can clear the 3× rent rule at $2,510/month (4) Movers with a locked job offer in Huntington Beach who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 67/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,510/month) (3) Anyone stretching past 40% of take-home on housing at $2,510/month

Income sniff test: clear about $90,360 household income for $2,510/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Huntington Beach holds up well on the core metrics we publish. Safety at 67/100 makes it a reasonable choice for households who can manage $2,510/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Huntington Beach when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Huntington Beach.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$7,379

Mortgage + tax + insurance + HOA

Annual property tax

$15,950

Annual est. $5,580

Est. monthly utilities

$1,724

Climate-adjusted electric, gas & water

Median home price

$1,100,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$989k
2022
$1.0M
2023
$1.0M
2024
$1.1M
2025
$1.1M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$4,869/mo vs buying
$2,510ACS 2024 5-year
Rent
$7,379
Buy

Mortgage

$5,562

Property tax

$1,329

Insurance

$393

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$14,597/yr

2024

1.37%

$15,034/yr

2025

1.41%

$15,485/yr

2026

1.45%

$15,950/yr

Buying in Huntington Beach? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,714/yr

elevated exposure
Wind hazard index66 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 77°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,714.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Huntington Beach to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo