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Daly City, CA

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US location · verified

Neighborhood intelligence

Your Daly City relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Daly City.

Median rent

$2,551/mo

ACS 2024 5-year

Median household income

$123,547

ACS 2024 5-year

Median home value

$1,115,000

ACS 2024 5-year

Safety score

62/100

FBI CDE

Weather

68°F (H 76° / L 60°)

Open-Meteo

Buying in Daly City? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

62/100

FBI CDE

Typical urban safety profile — 6% below average FBI data, 2023–2024

Good

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 53 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Daly City CA

Daly City has genuinely comfortable weather: 68°F average with 76°F highs. Combined with $2,551/month rent and 62/100 safety, it makes a strong case for the right mover.

Daly City has about 101,964 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Daly City CA Safe?

Daly City CA scores 62/100 on safety (below average). Crime is about 6% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 94 (100 = avg); violent crime index 86; property crime index 101. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Daly City CA

School quality varies by neighborhood in Daly City. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Daly City CA

Typical rent in Daly City is about $2,551/month (very expensive). At $2,551/month for a typical unit, you need about $91,836+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,115,000.

Median household income is $123,547, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($123,547) clears the $91,836 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Daly City CA

Average temperature is about 68°F (highs near 76°F, lows near 60°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Daly City CA?

Who tends to thrive in Daly City: (1) Dual-income households (at $2,551/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $123,547 helps carry housing costs) (3) Households earning $91,836+ who can clear the 3× rent rule at $2,551/month (4) Movers with a locked job offer in Daly City who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 62/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,551/month) (3) Anyone stretching past 40% of take-home on housing at $2,551/month

Income sniff test: clear about $91,836 household income for $2,551/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Daly City holds up well on the core metrics we publish. Safety at 62/100 makes it a reasonable choice for households who can manage $2,551/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Daly City when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Daly City.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$7,479

Mortgage + tax + insurance + HOA

Annual property tax

$16,168

Annual est. $5,580

Est. monthly utilities

$1,748

Climate-adjusted electric, gas & water

Median home price

$1,115,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.0M
2022
$1.0M
2023
$1.1M
2024
$1.1M
2025
$1.1M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$4,928/mo vs buying
$2,551ACS 2024 5-year
Rent
$7,479
Buy

Mortgage

$5,638

Property tax

$1,347

Insurance

$398

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$14,796/yr

2024

1.37%

$15,240/yr

2025

1.41%

$15,697/yr

2026

1.45%

$16,168/yr

Buying in Daly City? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,779/yr

elevated exposure
Wind hazard index53 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,779.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Daly City to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo