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Rancho Cucamonga, CA

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Neighborhood intelligence

Your Rancho Cucamonga relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Rancho Cucamonga.

Median rent

$2,357/mo

ACS 2024 5-year

Median household income

$111,895

ACS 2024 5-year

Median home value

$740,200

ACS 2024 5-year

Safety score

65/100

FBI CDE

Weather

85°F (H 95° / L 76°)

Open-Meteo

Buying in Rancho Cucamonga? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

65/100

FBI CDE

Typical urban safety profile — 15% below average FBI data, 2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 85°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 68 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Rancho Cucamonga CA

Rancho Cucamonga posts 65/100 on safety against $2,357/month typical rent. Here is what the numbers actually mean.

Rancho Cucamonga has about 175,411 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Rancho Cucamonga CA Safe?

Rancho Cucamonga CA scores 65/100 on safety (about average). Crime is about 15% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 85 (100 = avg); violent crime index 77; property crime index 92. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Rancho Cucamonga CA

School quality varies by neighborhood in Rancho Cucamonga. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Rancho Cucamonga CA

Typical rent in Rancho Cucamonga is about $2,357/month (expensive). At $2,357/month for a typical unit, you need about $84,852+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $740,200.

Median household income is $111,895, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($111,895) clears the $84,852 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Rancho Cucamonga CA

Average temperature is about 85°F (highs near 95°F, lows near 76°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Rancho Cucamonga CA?

Who tends to thrive in Rancho Cucamonga: (1) Dual-income households (at $2,357/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 95°F) (3) Tech and finance workers (the job market is real and local pay near $111,895 helps carry housing costs) (4) Households earning $84,852+ who can clear the 3× rent rule at $2,357/month

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 65/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,357/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 95°F)

Income sniff test: clear about $84,852 household income for $2,357/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Rancho Cucamonga holds up well on the core metrics we publish. Safety at 65/100 makes it a reasonable choice for households who can manage $2,357/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Rancho Cucamonga when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Rancho Cucamonga.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,997

Mortgage + tax + insurance + HOA

Annual property tax

$10,733

Annual est. $5,580

Est. monthly utilities

$1,160

Climate-adjusted electric, gas & water

Median home price

$740,200

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$666k
2022
$684k
2023
$702k
2024
$721k
2025
$740k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,640/mo vs buying
$2,357ACS 2024 5-year
Rent
$4,997
Buy

Mortgage

$3,743

Property tax

$894

Insurance

$264

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,822/yr

2024

1.37%

$10,117/yr

2025

1.41%

$10,420/yr

2026

1.45%

$10,733/yr

Buying in Rancho Cucamonga? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,172/yr

elevated exposure
Wind hazard index68 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 85°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,172.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Rancho Cucamonga to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo