Safety & Crime Index
67/100
FBI CDE
Typical urban safety profile — 21% below average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Chula Vista.
Median rent
$2,229/mo
ACS 2024 5-year
Median household income
$108,032
ACS 2024 5-year
Median home value
$758,700
ACS 2024 5-year
Safety score
67/100
FBI CDE
Weather
82°F (H 89° / L 75°)
Open-Meteo
Buying in Chula Vista? Check current mortgage rates early — before you fall in love with a ZIP.
67/100
FBI CDE
Typical urban safety profile — 21% below average FBI data, 2023–2024
Good
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 82°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 57 (100 = avg)
Good / Low Pollen
Neighborhood guide
Chula Vista posts 67/100 on safety against $2,229/month typical rent. Here is what the numbers actually mean.
Chula Vista has about 276,375 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Chula Vista CA scores 67/100 on safety (about average). Crime is about 21% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 79 (100 = avg); violent crime index 96; property crime index 62. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Chula Vista. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Chula Vista is about $2,229/month (expensive). At $2,229/month for a typical unit, you need about $80,244+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $758,700.
Median household income is $108,032, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($108,032) clears the $80,244 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 82°F (highs near 89°F, lows near 75°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Chula Vista: (1) Dual-income households (at $2,229/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $108,032 helps carry housing costs) (3) Households earning $80,244+ who can clear the 3× rent rule at $2,229/month (4) Movers with a locked job offer in Chula Vista who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 67/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,229/month) (3) Anyone stretching past 40% of take-home on housing at $2,229/month
Income sniff test: clear about $80,244 household income for $2,229/month rent. Under that, pick a cheaper ZIP or a different city.
Chula Vista holds up well on the core metrics we publish. Safety at 67/100 makes it a reasonable choice for households who can manage $2,229/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Chula Vista when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Chula Vista.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$5,119
Mortgage + tax + insurance + HOA
Annual property tax
$11,001
Annual est. $5,580
Est. monthly utilities
$1,189
Climate-adjusted electric, gas & water
Median home price
$758,700
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$3,836
Property tax
$917
Insurance
$271
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$10,067/yr
2024
1.37%
$10,369/yr
2025
1.41%
$10,681/yr
2026
1.45%
$11,001/yr
Buying in Chula Vista? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$3,252/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,252.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Chula Vista to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo