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Santa Rosa, CA

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US location · verified

Neighborhood intelligence

Your Santa Rosa relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Santa Rosa.

Median rent

$2,152/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,819/mo

Median household income

$99,060

ACS 2024 5-year

Median home value

$713,900

ACS 2024 5-year

Safety score

66/100

FBI CDE

Weather

77°F (H 91° / L 63°)

Open-Meteo

Buying in Santa Rosa? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

66/100

FBI CDE

Typical urban safety profile — 18% below average FBI data, 2023–2024

Good

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 77°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 46 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Santa Rosa CA

Santa Rosa has genuinely comfortable weather: 77°F average with 91°F highs. Combined with $2,152/month rent and 66/100 safety, it makes a strong case for the right mover.

Santa Rosa has about 177,090 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Santa Rosa CA Safe?

Santa Rosa CA scores 66/100 on safety (about average). Crime is about 18% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 82 (100 = avg); violent crime index 91; property crime index 73. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Santa Rosa CA

School quality varies by neighborhood in Santa Rosa. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Santa Rosa CA

Typical rent in Santa Rosa is about $2,152/month (expensive). At $2,152/month for a typical unit, you need about $77,472+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $713,900.

Median household income is $99,060, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($99,060) clears the $77,472 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Santa Rosa CA

Average temperature is about 77°F (highs near 91°F, lows near 63°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Santa Rosa CA?

Who tends to thrive in Santa Rosa: (1) Dual-income households (at $2,152/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 91°F) (3) Tech and finance workers (the job market is real and local pay near $99,060 helps carry housing costs) (4) Households earning $77,472+ who can clear the 3× rent rule at $2,152/month

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 66/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,152/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 91°F)

Income sniff test: clear about $77,472 household income for $2,152/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Santa Rosa holds up well on the core metrics we publish. Safety at 66/100 makes it a reasonable choice for households who can manage $2,152/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Santa Rosa when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Santa Rosa.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,822

Mortgage + tax + insurance + HOA

Annual property tax

$10,352

Annual est. $5,580

Est. monthly utilities

$1,119

Climate-adjusted electric, gas & water

Median home price

$713,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$642k
2022
$659k
2023
$677k
2024
$695k
2025
$714k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,670/mo vs buying
$2,152ACS 2024 5-year
Rent
$4,822
Buy

Mortgage

$3,610

Property tax

$863

Insurance

$255

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,474/yr

2024

1.37%

$9,758/yr

2025

1.41%

$10,050/yr

2026

1.45%

$10,352/yr

Buying in Santa Rosa? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,060/yr

elevated exposure
Wind hazard index46 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 77°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,060.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Santa Rosa to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo