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Quincy, MA

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US location · verified

Neighborhood intelligence

Your Quincy relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Quincy.

Median rent

$2,118/mo

ACS 2024 5-year

Median household income

$98,882

ACS 2024 5-year

Median home value

$618,500

ACS 2024 5-year

Safety score

68/100

FBI CDE

Weather

58°F (H 64° / L 52°)

Open-Meteo

Buying in Quincy? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

68/100

FBI CDE

Typical urban safety profile — 24% below average FBI data, 2023–2024

Good

Noise Level

43 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 64 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Quincy MA

Quincy posts 68/100 on safety against $2,118/month typical rent. Here is what the numbers actually mean.

Quincy has about 102,114 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Quincy MA Safe?

Quincy MA scores 68/100 on safety (about average). Crime is about 24% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 76 (100 = avg); violent crime index 89; property crime index 63. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Quincy MA

School quality varies by neighborhood in Quincy. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Quincy MA

Typical rent in Quincy is about $2,118/month (expensive). At $2,118/month for a typical unit, you need about $76,248+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $618,500.

Median household income is $98,882, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($98,882) clears the $76,248 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Quincy MA

Average temperature is about 58°F (highs near 64°F, lows near 52°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Quincy MA?

Who tends to thrive in Quincy: (1) Dual-income households (at $2,118/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $98,882 helps carry housing costs) (3) Households earning $76,248+ who can clear the 3× rent rule at $2,118/month (4) Movers with a locked job offer in Quincy who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 68/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,118/month) (3) Anyone stretching past 40% of take-home on housing at $2,118/month

Income sniff test: clear about $76,248 household income for $2,118/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Quincy holds up well on the core metrics we publish. Safety at 68/100 makes it a reasonable choice for households who can manage $2,118/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Quincy when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Quincy.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,191

Mortgage + tax + insurance + HOA

Annual property tax

$8,968

Annual est. $5,580

Est. monthly utilities

$1,184

Climate-adjusted electric, gas & water

Median home price

$618,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$556k
2022
$571k
2023
$587k
2024
$602k
2025
$619k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,073/mo vs buying
$2,118ACS 2024 5-year
Rent
$4,191
Buy

Mortgage

$3,127

Property tax

$747

Insurance

$221

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,207/yr

2024

1.37%

$8,453/yr

2025

1.41%

$8,707/yr

2026

1.45%

$8,968/yr

Buying in Quincy? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

62 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,651/yr

elevated exposure
Wind hazard index64 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,651.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Quincy to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo