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Moreno Valley, CA

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US location · verified

Neighborhood intelligence

Your Moreno Valley relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Moreno Valley.

Median rent

$2,135/mo

ACS 2024 5-year

Median household income

$93,222

ACS 2024 5-year

Median home value

$503,700

ACS 2024 5-year

Safety score

65/100

FBI CDE

Weather

81°F (H 94° / L 67°)

Open-Meteo

Buying in Moreno Valley? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

65/100

FBI CDE

Typical urban safety profile — 14% below average FBI data, 2023–2024

Good

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 81°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 74 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Moreno Valley CA

Moreno Valley posts 65/100 on safety against $2,135/month typical rent. Here is what the numbers actually mean.

Moreno Valley has about 211,666 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Moreno Valley CA Safe?

Moreno Valley CA scores 65/100 on safety (about average). Crime is about 14% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 86 (100 = avg); violent crime index 78; property crime index 93. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Moreno Valley CA

School quality varies by neighborhood in Moreno Valley. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Moreno Valley CA

Typical rent in Moreno Valley is about $2,135/month (expensive). At $2,135/month for a typical unit, you need about $76,860+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $503,700.

Median household income is $93,222, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($93,222) clears the $76,860 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Moreno Valley CA

Average temperature is about 81°F (highs near 94°F, lows near 67°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Moreno Valley CA?

Who tends to thrive in Moreno Valley: (1) Dual-income households (at $2,135/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (3) Tech and finance workers (the job market is real and local pay near $93,222 helps carry housing costs) (4) Households earning $76,860+ who can clear the 3× rent rule at $2,135/month

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 65/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,135/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F)

Income sniff test: clear about $76,860 household income for $2,135/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moreno Valley holds up well on the core metrics we publish. Safety at 65/100 makes it a reasonable choice for households who can manage $2,135/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Moreno Valley when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Moreno Valley.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,431

Mortgage + tax + insurance + HOA

Annual property tax

$7,304

Annual est. $5,580

Est. monthly utilities

$881

Climate-adjusted electric, gas & water

Median home price

$503,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$453k
2022
$465k
2023
$478k
2024
$491k
2025
$504k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,296/mo vs buying
$2,135ACS 2024 5-year
Rent
$3,431
Buy

Mortgage

$2,547

Property tax

$609

Insurance

$180

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,684/yr

2024

1.37%

$6,885/yr

2025

1.41%

$7,091/yr

2026

1.45%

$7,304/yr

Buying in Moreno Valley? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,159/yr

moderate exposure
Wind hazard index74 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 81°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,159.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Moreno Valley to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo