Safety & Crime Index
70/100
FBI CDE
Above-average peace of mind — 27% below average FBI data, 2023–2024
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Vista.
Median rent
$2,249/mo
ACS 2024 5-year
Median household income
$94,975
ACS 2024 5-year
Median home value
$762,400
ACS 2024 5-year
Safety score
70/100
FBI CDE
Weather
Typical range
Open-Meteo
Buying in Vista? Check current mortgage rates early — before you fall in love with a ZIP.
70/100
FBI CDE
Above-average peace of mind — 27% below average FBI data, 2023–2024
Above Average
48 dB — Moderate
Open-Meteo
Peak traffic: Moderate · Nighttime baseline 38 dB
Moderate — Suburban
AQI 88 — Moderate
Open-Meteo
Higher dust and allergen load in dry months — check local air alerts
Caution / Elevated Hazard Index
Neighborhood guide
Vista posts 70/100 on safety against $2,249/month typical rent. Here is what the numbers actually mean.
Vista has about 99,114 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Vista CA scores 70/100 on safety (about average). Crime is about 27% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 73 (100 = avg); violent crime index 93; property crime index 53. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Vista. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Vista is about $2,249/month (expensive). At $2,249/month for a typical unit, you need about $80,964+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $762,400.
Median household income is $94,975, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($94,975) clears the $80,964 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Temperature data is thin in this report. Pull a 12-month normals chart for Vista and price summer AC or winter heat before you sign.
Who tends to thrive in Vista: (1) Dual-income households (at $2,249/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $94,975 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 70/100) (4) Households earning $80,964+ who can clear the 3× rent rule at $2,249/month
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,249/month) (2) Anyone stretching past 40% of take-home on housing at $2,249/month (3) Households expecting top marks on rent and safety at once (Vista does not clear every bar)
Income sniff test: clear about $80,964 household income for $2,249/month rent. Under that, pick a cheaper ZIP or a different city.
Vista holds up well on the core metrics we publish. Safety at 70/100 makes it a reasonable choice for households who can manage $2,249/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Vista when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Vista.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$5,144
Mortgage + tax + insurance + HOA
Annual property tax
$11,055
Annual est. $5,580
Est. monthly utilities
$1,698
Climate-adjusted electric, gas & water
Median home price
$762,400
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$3,855
Property tax
$921
Insurance
$272
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$10,117/yr
2024
1.37%
$10,420/yr
2025
1.41%
$10,733/yr
2026
1.45%
$11,055/yr
Buying in Vista? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
X
moderate exposureWildfire hazard index
92 (100 = avg)
moderate exposureEst. annual homeowners insurance
$3,267/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,267.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Vista to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo