Safety & Crime Index
65/100
FBI CDE
Typical urban safety profile — 14% below average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Napa.
Median rent
$2,282/mo
ACS 2024 5-year
HUD 2-bedroom FMR $3,375/mo
Median household income
$105,963
ACS 2024 5-year
Median home value
$856,400
ACS 2024 5-year
Safety score
65/100
FBI CDE
Weather
74°F (H 89° / L 58°)
Open-Meteo
Buying in Napa? Check current mortgage rates early — before you fall in love with a ZIP.
65/100
FBI CDE
Typical urban safety profile — 14% below average FBI data, 2023–2024
Good
37 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 74°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 48 (100 = avg)
Good / Low Pollen
Neighborhood guide
Napa has genuinely comfortable weather: 74°F average with 89°F highs. Combined with $2,282/month rent and 65/100 safety, it makes a strong case for the right mover.
Napa has about 78,239 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Napa CA scores 65/100 on safety (about average). Crime is about 14% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 86 (100 = avg); violent crime index 89; property crime index 83. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Napa. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Napa is about $2,282/month (expensive). At $2,282/month for a typical unit, you need about $82,152+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $856,400.
Median household income is $105,963, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($105,963) clears the $82,152 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 74°F (highs near 89°F, lows near 58°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Napa: (1) Dual-income households (at $2,282/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $105,963 helps carry housing costs) (3) Households earning $82,152+ who can clear the 3× rent rule at $2,282/month (4) Movers with a locked job offer in Napa who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 65/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,282/month) (3) Anyone stretching past 40% of take-home on housing at $2,282/month
Income sniff test: clear about $82,152 household income for $2,282/month rent. Under that, pick a cheaper ZIP or a different city.
Napa holds up well on the core metrics we publish. Safety at 65/100 makes it a reasonable choice for households who can manage $2,282/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Napa when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Napa.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$5,766
Mortgage + tax + insurance + HOA
Annual property tax
$12,418
Annual est. $5,580
Est. monthly utilities
$1,342
Climate-adjusted electric, gas & water
Median home price
$856,400
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$4,330
Property tax
$1,035
Insurance
$306
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$11,364/yr
2024
1.37%
$11,705/yr
2025
1.41%
$12,056/yr
2026
1.45%
$12,418/yr
Buying in Napa? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$3,670/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,670.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Napa to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo