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San Bernardino, CA

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US location · verified

Neighborhood intelligence

Your San Bernardino relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for San Bernardino.

Median rent

$1,508/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,103/mo

Median household income

$67,415

ACS 2024 5-year

Median home value

$422,300

ACS 2024 5-year

Safety score

38/100

FBI CDE

Weather

86°F (H 95° / L 76°)

Open-Meteo

Buying in San Bernardino? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

38/100

FBI CDE

Worth extra due diligence — 108% above average FBI data, 2023–2024

Below Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 86°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 57 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in San Bernardino CA

San Bernardino posts 38/100 on safety against $1,508/month typical rent. Here is what the numbers actually mean.

San Bernardino has about 222,724 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is San Bernardino CA Safe?

San Bernardino CA scores 38/100 on safety (well below average). Crime is about 108% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 208 (100 = avg); violent crime index 259; property crime index 157. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in San Bernardino CA

School quality varies by neighborhood in San Bernardino. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in San Bernardino CA

Typical rent in San Bernardino is about $1,508/month (moderate). At $1,508/month for a typical unit, you need about $54,288+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $422,300.

Median household income is $67,415, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($67,415) clears the $54,288 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in San Bernardino CA

Average temperature is about 86°F (highs near 95°F, lows near 76°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to San Bernardino CA?

Who tends to thrive in San Bernardino: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 95°F) (2) Households earning $54,288+ who can clear the 3× rent rule at $1,508/month (3) Movers with a locked job offer in San Bernardino who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 38/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 95°F) (3) Households expecting top marks on rent and safety at once (San Bernardino does not clear every bar)

Income sniff test: clear about $54,288 household income for $1,508/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to San Bernardino requires serious research first. Safety scores 38/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for San Bernardino when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for San Bernardino.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,891

Mortgage + tax + insurance + HOA

Annual property tax

$6,123

Annual est. $5,580

Est. monthly utilities

$707

Climate-adjusted electric, gas & water

Median home price

$422,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$380k
2022
$390k
2023
$400k
2024
$411k
2025
$422k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,383/mo vs buying
$1,508ACS 2024 5-year
Rent
$2,891
Buy

Mortgage

$2,135

Property tax

$510

Insurance

$151

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,603/yr

2024

1.37%

$5,772/yr

2025

1.41%

$5,945/yr

2026

1.45%

$6,123/yr

Buying in San Bernardino? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

33 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,810/yr

moderate exposure
Wind hazard index57 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 86°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,810.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from San Bernardino to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo