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Homestead, FL

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US location · verified

Neighborhood intelligence

Your Homestead relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Homestead.

Median rent

$1,674/mo

ACS 2024 5-year

Median household income

$65,423

ACS 2024 5-year

Median home value

$380,000

ACS 2024 5-year

Safety score

42/100

FBI CDE

Weather

82°F (H 87° / L 77°)

Open-Meteo

Buying in Homestead? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

42/100

FBI CDE

Worth extra due diligence — 81% above average FBI data, 2022

Average

Noise Level

45 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 82°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 76 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Homestead FL

Homestead posts 42/100 on safety against $1,674/month typical rent. Here is what the numbers actually mean.

Homestead has about 82,807 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Homestead FL Safe?

Homestead FL scores 42/100 on safety (well below average). Crime is about 81% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 181 (100 = avg); violent crime index 246; property crime index 116. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Homestead FL

School quality varies by neighborhood in Homestead. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Homestead FL

Typical rent in Homestead is about $1,674/month (on the high side). At $1,674/month for a typical unit, you need about $60,264+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $380,000.

Median household income is $65,423, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($65,423) clears the $60,264 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Homestead FL

Average temperature is about 82°F (highs near 87°F, lows near 77°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Homestead FL?

Who tends to thrive in Homestead: (1) Households earning $60,264+ who can clear the 3× rent rule at $1,674/month (2) Movers with a locked job offer in Homestead who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 42/100) (2) Anyone stretching past 40% of take-home on housing at $1,674/month (3) Households expecting top marks on rent and safety at once (Homestead does not clear every bar)

Income sniff test: clear about $60,264 household income for $1,674/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Homestead scores 42/100 on safety with $1,674/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Homestead when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Homestead.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,611

Mortgage + tax + insurance + HOA

Annual property tax

$5,510

Annual est. $5,580

Est. monthly utilities

$752

Climate-adjusted electric, gas & water

Median home price

$380,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$342k
2022
$351k
2023
$360k
2024
$370k
2025
$380k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$937/mo vs buying
$1,674ACS 2024 5-year
Rent
$2,611
Buy

Mortgage

$1,921

Property tax

$459

Insurance

$136

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,042/yr

2024

1.37%

$5,194/yr

2025

1.41%

$5,350/yr

2026

1.45%

$5,510/yr

Buying in Homestead? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

70 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,629/yr

moderate exposure
Wind hazard index76 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 82°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,629.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Homestead to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo