New search

San Ramon, CA

Report status

US location · verified

Neighborhood intelligence

Your San Ramon relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for San Ramon.

Median rent

$2,968/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,805/mo

Median household income

$196,161

ACS 2024 5-year

Median home value

$1,509,500

ACS 2024 5-year

Safety score

87/100

FBI CDE

Weather

77°F (H 92° / L 61°)

Open-Meteo

Buying in San Ramon? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

87/100

FBI CDE

Exceptionally safe for families — 59% below average vs. national FBI data, 2023–2024

Excellent

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 77°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 47 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in San Ramon CA

San Ramon offers above-average safety (87/100). Rent runs $2,968/month and median income sits at $196,161.

San Ramon has about 85,993 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is San Ramon CA Safe?

San Ramon CA scores 87/100 on safety (well above average). Crime is about 59% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 41 (100 = avg); violent crime index 28; property crime index 54. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in San Ramon CA

School quality varies by neighborhood in San Ramon. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in San Ramon CA

Typical rent in San Ramon is about $2,968/month (very expensive). At $2,968/month for a typical unit, you need about $106,848+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,509,500.

Median household income is $196,161, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($196,161) clears the $106,848 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in San Ramon CA

Average temperature is about 77°F (highs near 92°F, lows near 61°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to San Ramon CA?

Who tends to thrive in San Ramon: (1) Households that want quieter streets (safety sits at 87/100) (2) Dual-income households (at $2,968/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 92°F) (4) Tech and finance workers (the job market is real and local pay near $196,161 helps carry housing costs)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,968/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 92°F) (3) Anyone stretching past 40% of take-home on housing at $2,968/month

Income sniff test: clear about $106,848 household income for $2,968/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

San Ramon holds up well on the core metrics we publish. Safety at 87/100 makes it a reasonable choice for households who can manage $2,968/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for San Ramon when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for San Ramon.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$10,091

Mortgage + tax + insurance + HOA

Annual property tax

$21,888

Annual est. $5,580

Est. monthly utilities

$2,366

Climate-adjusted electric, gas & water

Median home price

$1,509,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.4M
2022
$1.4M
2023
$1.4M
2024
$1.5M
2025
$1.5M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$7,123/mo vs buying
$2,968ACS 2024 5-year
Rent
$10,091
Buy

Mortgage

$7,633

Property tax

$1,824

Insurance

$539

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$20,031/yr

2024

1.37%

$20,632/yr

2025

1.41%

$21,250/yr

2026

1.45%

$21,888/yr

Buying in San Ramon? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$6,469/yr

elevated exposure
Wind hazard index47 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 77°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $6,469.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from San Ramon to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo