New search

Stockton, CA

Report status

US location · verified

Neighborhood intelligence

Your Stockton relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Stockton.

Median rent

$1,577/mo

ACS 2024 5-year

Median household income

$79,907

ACS 2024 5-year

Median home value

$440,900

ACS 2024 5-year

Safety score

35/100

FBI CDE

Weather

80°F (H 95° / L 65°)

Open-Meteo

Buying in Stockton? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

35/100

FBI CDE

Worth extra due diligence — 125% above average FBI data, 2023–2024

Below Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 51 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Stockton CA

Stockton has genuinely comfortable weather: 80°F average with 95°F highs. Combined with $1,577/month rent and 35/100 safety, it makes a strong case for the right mover.

Stockton has about 322,326 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Stockton CA Safe?

Stockton CA scores 35/100 on safety (well below average). Crime is about 125% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 225 (100 = avg); violent crime index 302; property crime index 148. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Stockton CA

School quality varies by neighborhood in Stockton. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Stockton CA

Typical rent in Stockton is about $1,577/month (moderate). At $1,577/month for a typical unit, you need about $56,772+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $440,900.

Median household income is $79,907, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($79,907) clears the $56,772 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Stockton CA

Average temperature is about 80°F (highs near 95°F, lows near 65°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Stockton CA?

Who tends to thrive in Stockton: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 95°F) (2) Households earning $56,772+ who can clear the 3× rent rule at $1,577/month (3) Movers with a locked job offer in Stockton who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 35/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 95°F) (3) Households expecting top marks on rent and safety at once (Stockton does not clear every bar)

Income sniff test: clear about $56,772 household income for $1,577/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Stockton requires serious research first. Safety scores 35/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Stockton when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Stockton.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,015

Mortgage + tax + insurance + HOA

Annual property tax

$6,393

Annual est. $5,580

Est. monthly utilities

$691

Climate-adjusted electric, gas & water

Median home price

$440,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$396k
2022
$407k
2023
$418k
2024
$429k
2025
$441k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,438/mo vs buying
$1,577ACS 2024 5-year
Rent
$3,015
Buy

Mortgage

$2,229

Property tax

$533

Insurance

$158

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,851/yr

2024

1.37%

$6,026/yr

2025

1.41%

$6,207/yr

2026

1.45%

$6,393/yr

Buying in Stockton? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,890/yr

moderate exposure
Wind hazard index51 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,890.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Stockton to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo