New search

Denver, CO

Report status

US location · verified

Neighborhood intelligence

Your Denver relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Denver.

Median rent

$1,831/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,169/mo

Median household income

$94,718

ACS 2024 5-year

Median home value

$616,000

ACS 2024 5-year

Safety score

30/100

FBI CDE

Weather

63°F (H 74° / L 52°)

Open-Meteo

Buying in Denver? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

30/100

FBI CDE

Worth extra due diligence — 168% above average FBI data, 2023–2024

Below Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 63°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 56 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Denver to other cities

See how Denver stacks up on rent, safety, and weather.

Neighborhood guide

Living in Denver CO

Denver posts 30/100 on safety against $1,831/month typical rent. Here is what the numbers actually mean.

Denver has about 718,877 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Denver CO Safe?

Denver CO scores 30/100 on safety (well below average). Crime is about 168% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 268 (100 = avg); violent crime index 267; property crime index 269. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Denver CO

School quality varies by neighborhood in Denver. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Denver CO

Typical rent in Denver is about $1,831/month (on the high side). At $1,831/month for a typical unit, you need about $65,916+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $616,000.

Median household income is $94,718, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($94,718) clears the $65,916 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Denver CO

Average temperature is about 63°F (highs near 74°F, lows near 52°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Denver CO?

Who tends to thrive in Denver: (1) Dual-income households (at $1,831/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $94,718 helps carry housing costs) (3) Households earning $65,916+ who can clear the 3× rent rule at $1,831/month (4) Movers with a locked job offer in Denver who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 30/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,831/month) (3) Anyone stretching past 40% of take-home on housing at $1,831/month

Income sniff test: clear about $65,916 household income for $1,831/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Denver requires serious research first. Safety scores 30/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Denver when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Denver.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,174

Mortgage + tax + insurance + HOA

Annual property tax

$8,932

Annual est. $5,580

Est. monthly utilities

$966

Climate-adjusted electric, gas & water

Median home price

$616,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$554k
2022
$569k
2023
$584k
2024
$600k
2025
$616k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,343/mo vs buying
$1,831ACS 2024 5-year
Rent
$4,174
Buy

Mortgage

$3,115

Property tax

$744

Insurance

$220

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,174/yr

2024

1.37%

$8,419/yr

2025

1.41%

$8,672/yr

2026

1.45%

$8,932/yr

Buying in Denver? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,640/yr

elevated exposure
Wind hazard index56 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 63°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,640.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Denver to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo