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Tacoma, WA

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US location · verified

Neighborhood intelligence

Your Tacoma relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Tacoma.

Median rent

$1,676/mo

ACS 2024 5-year

Median household income

$85,884

ACS 2024 5-year

Median home value

$479,600

ACS 2024 5-year

Safety score

25/100

FBI CDE

Weather

59°F (H 67° / L 50°)

Open-Meteo

Buying in Tacoma? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

25/100

FBI CDE

Worth extra due diligence — 220% above average FBI data, 2023–2024

Below Average

Noise Level

36 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 59°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 41 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Tacoma WA

Tacoma posts 25/100 on safety against $1,676/month typical rent. Here is what the numbers actually mean.

Tacoma has about 222,758 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Tacoma WA Safe?

Tacoma WA scores 25/100 on safety (well below average). Crime is about 220% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 320 (100 = avg); violent crime index 304; property crime index 335. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Tacoma WA

School quality varies by neighborhood in Tacoma. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Tacoma WA

Typical rent in Tacoma is about $1,676/month (on the high side). At $1,676/month for a typical unit, you need about $60,336+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $479,600.

Median household income is $85,884, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($85,884) clears the $60,336 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Tacoma WA

Average temperature is about 59°F (highs near 67°F, lows near 50°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Tacoma WA?

Who tends to thrive in Tacoma: (1) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (2) Households earning $60,336+ who can clear the 3× rent rule at $1,676/month (3) Movers with a locked job offer in Tacoma who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 25/100) (2) Anyone stretching past 40% of take-home on housing at $1,676/month (3) Households expecting top marks on rent and safety at once (Tacoma does not clear every bar)

Income sniff test: clear about $60,336 household income for $1,676/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Tacoma requires serious research first. Safety scores 25/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Tacoma when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Tacoma.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,271

Mortgage + tax + insurance + HOA

Annual property tax

$6,954

Annual est. $5,580

Est. monthly utilities

$752

Climate-adjusted electric, gas & water

Median home price

$479,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$431k
2022
$443k
2023
$455k
2024
$467k
2025
$480k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,595/mo vs buying
$1,676ACS 2024 5-year
Rent
$3,271
Buy

Mortgage

$2,425

Property tax

$580

Insurance

$171

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,364/yr

2024

1.37%

$6,555/yr

2025

1.41%

$6,751/yr

2026

1.45%

$6,954/yr

Buying in Tacoma? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,055/yr

moderate exposure
Wind hazard index41 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 59°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,055.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Tacoma to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo