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Thornton, CO

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US location · verified

Neighborhood intelligence

Your Thornton relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Thornton.

Median rent

$1,895/mo

ACS 2024 5-year

Median household income

$103,088

ACS 2024 5-year

Median home value

$517,500

ACS 2024 5-year

Safety score

56/100

FBI CDE

Weather

68°F (H 77° / L 58°)

Open-Meteo

Buying in Thornton? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

56/100

FBI CDE

Typical urban safety profile — 14% above average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 67 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Thornton CO

Thornton has genuinely comfortable weather: 68°F average with 77°F highs. Combined with $1,895/month rent and 56/100 safety, it makes a strong case for the right mover.

Thornton has about 144,187 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Thornton CO Safe?

Thornton CO scores 56/100 on safety (below average). Crime is about 14% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 114 (100 = avg); violent crime index 76; property crime index 151. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Thornton CO

School quality varies by neighborhood in Thornton. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Thornton CO

Typical rent in Thornton is about $1,895/month (on the high side). At $1,895/month for a typical unit, you need about $68,220+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $517,500.

Median household income is $103,088, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($103,088) clears the $68,220 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Thornton CO

Average temperature is about 68°F (highs near 77°F, lows near 58°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Thornton CO?

Who tends to thrive in Thornton: (1) Dual-income households (at $1,895/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $103,088 helps carry housing costs) (3) Households earning $68,220+ who can clear the 3× rent rule at $1,895/month (4) Movers with a locked job offer in Thornton who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,895/month) (3) Anyone stretching past 40% of take-home on housing at $1,895/month

Income sniff test: clear about $68,220 household income for $1,895/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Thornton scores 56/100 on safety with $1,895/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Thornton when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Thornton.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,522

Mortgage + tax + insurance + HOA

Annual property tax

$7,504

Annual est. $5,580

Est. monthly utilities

$811

Climate-adjusted electric, gas & water

Median home price

$517,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$465k
2022
$478k
2023
$491k
2024
$504k
2025
$518k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,627/mo vs buying
$1,895ACS 2024 5-year
Rent
$3,522
Buy

Mortgage

$2,617

Property tax

$625

Insurance

$185

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,867/yr

2024

1.37%

$7,073/yr

2025

1.41%

$7,285/yr

2026

1.45%

$7,504/yr

Buying in Thornton? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,218/yr

moderate exposure
Wind hazard index67 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,218.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Thornton to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo