Safety & Crime Index
60/100
FBI CDE
Typical urban safety profile — 1% above average FBI data, 2019
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Bloomington.
Median rent
$1,050/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,287/mo
Median household income
$77,384
ACS 2024 5-year
Median home value
$203,300
ACS 2024 5-year
Safety score
60/100
FBI CDE
Weather
Typical range
Open-Meteo
Buying in Bloomington? Check current mortgage rates early — before you fall in love with a ZIP.
60/100
FBI CDE
Typical urban safety profile — 1% above average FBI data, 2019
Good
48 dB — Moderate
Open-Meteo
Peak traffic: Moderate · Nighttime baseline 38 dB
Moderate — Suburban
AQI 88 — Moderate
Open-Meteo
Higher dust and allergen load in dry months — check local air alerts
Caution / Elevated Hazard Index
Neighborhood guide
Bloomington is one of the more affordable options in its region at $1,050/month typical rent. Safety scores 60/100.
Bloomington has about 78,907 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Bloomington IL scores 60/100 on safety (below average). Crime is about 1% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 101 (100 = avg); violent crime index 130; property crime index 72. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Bloomington. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Bloomington is about $1,050/month (affordable). At $1,050/month for a typical unit, you need about $37,800+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $203,300.
Median household income is $77,384, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($77,384) clears the $37,800 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Temperature data is thin in this report. Pull a 12-month normals chart for Bloomington and price summer AC or winter heat before you sign.
Who tends to thrive in Bloomington: (1) Renters who want $1,050/month housing without coastal prices (comfort income is about $37,800) (2) Households earning $37,800+ who can clear the 3× rent rule at $1,050/month (3) Movers with a locked job offer in Bloomington who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 60/100) (2) Households expecting top marks on rent and safety at once (Bloomington does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $37,800 household income for $1,050/month rent. Under that, pick a cheaper ZIP or a different city.
Bloomington scores 60/100 on safety with $1,050/month typical rent. Run the numbers against your income before committing.
Quick checklist before you sign in Bloomington, IL: confirm your income clears ~$37,800 for $1,050/month rent; check the safety score (60/100) against your risk tolerance; verify school ratings for your target ZIP on GreatSchools.org; and price summer/winter utilities for this climate.
Next steps
Quotes and listings for Bloomington when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Bloomington.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,441
Mortgage + tax + insurance + HOA
Annual property tax
$2,948
Annual est. $5,580
Est. monthly utilities
$453
Climate-adjusted electric, gas & water
Median home price
$203,300
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,028
Property tax
$246
Insurance
$73
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,698/yr
2024
1.37%
$2,779/yr
2025
1.41%
$2,862/yr
2026
1.45%
$2,948/yr
Buying in Bloomington? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
X
moderate exposureWildfire hazard index
92 (100 = avg)
moderate exposureEst. annual homeowners insurance
$871/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $871.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Bloomington to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo