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Bloomington, IL

Report status

US location · verified

Neighborhood intelligence

Your Bloomington relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Bloomington.

Median rent

$1,050/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,287/mo

Median household income

$77,384

ACS 2024 5-year

Median home value

$203,300

ACS 2024 5-year

Safety score

60/100

FBI CDE

Weather

Typical range

Open-Meteo

Buying in Bloomington? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

60/100

FBI CDE

Typical urban safety profile — 1% above average FBI data, 2019

Good

Noise Level

48 dB — Moderate

Open-Meteo

Peak traffic: Moderate · Nighttime baseline 38 dB

Moderate — Suburban

Environmental / Air Quality

AQI 88 — Moderate

Open-Meteo

Higher dust and allergen load in dry months — check local air alerts

Caution / Elevated Hazard Index

Neighborhood guide

Living in Bloomington IL

Bloomington is one of the more affordable options in its region at $1,050/month typical rent. Safety scores 60/100.

Bloomington has about 78,907 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Bloomington IL Safe?

Bloomington IL scores 60/100 on safety (below average). Crime is about 1% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 101 (100 = avg); violent crime index 130; property crime index 72. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Bloomington IL

School quality varies by neighborhood in Bloomington. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Bloomington IL

Typical rent in Bloomington is about $1,050/month (affordable). At $1,050/month for a typical unit, you need about $37,800+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $203,300.

Median household income is $77,384, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($77,384) clears the $37,800 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Bloomington IL

Temperature data is thin in this report. Pull a 12-month normals chart for Bloomington and price summer AC or winter heat before you sign.

Who Should Move to Bloomington IL?

Who tends to thrive in Bloomington: (1) Renters who want $1,050/month housing without coastal prices (comfort income is about $37,800) (2) Households earning $37,800+ who can clear the 3× rent rule at $1,050/month (3) Movers with a locked job offer in Bloomington who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 60/100) (2) Households expecting top marks on rent and safety at once (Bloomington does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $37,800 household income for $1,050/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Bloomington scores 60/100 on safety with $1,050/month typical rent. Run the numbers against your income before committing.

Quick checklist before you sign in Bloomington, IL: confirm your income clears ~$37,800 for $1,050/month rent; check the safety score (60/100) against your risk tolerance; verify school ratings for your target ZIP on GreatSchools.org; and price summer/winter utilities for this climate.

Next steps

Tools for your move

Quotes and listings for Bloomington when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Bloomington.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,441

Mortgage + tax + insurance + HOA

Annual property tax

$2,948

Annual est. $5,580

Est. monthly utilities

$453

Climate-adjusted electric, gas & water

Median home price

$203,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$183k
2022
$188k
2023
$193k
2024
$198k
2025
$203k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$391/mo vs buying
$1,050ACS 2024 5-year
Rent
$1,441
Buy

Mortgage

$1,028

Property tax

$246

Insurance

$73

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,698/yr

2024

1.37%

$2,779/yr

2025

1.41%

$2,862/yr

2026

1.45%

$2,948/yr

Buying in Bloomington? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

X

moderate exposure

Wildfire hazard index

92 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$871/yr

moderate exposure
Wind hazard index88 (100 = avg)
Tornado index115
Earthquake index42
Insurance trendFlood zone: X

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $871.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Bloomington to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo