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Waukegan, IL

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US location · verified

Neighborhood intelligence

Your Waukegan relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Waukegan.

Median rent

$1,205/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,011/mo

Median household income

$71,919

ACS 2024 5-year

Median home value

$190,900

ACS 2024 5-year

Safety score

63/100

FBI CDE

Weather

57°F (H 64° / L 49°)

Open-Meteo

Buying in Waukegan? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

63/100

FBI CDE

Typical urban safety profile — 9% below average FBI data, 2023–2024

Good

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 57°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 70 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Waukegan IL

Waukegan is one of the more affordable options in its region at $1,205/month typical rent. Safety scores 63/100.

Waukegan has about 89,076 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Waukegan IL Safe?

Waukegan IL scores 63/100 on safety (below average). Crime is about 9% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 91 (100 = avg); violent crime index 110; property crime index 72. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Waukegan IL

School quality varies by neighborhood in Waukegan. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Waukegan IL

Typical rent in Waukegan is about $1,205/month (moderate). At $1,205/month for a typical unit, you need about $43,380+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $190,900.

Median household income is $71,919, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($71,919) clears the $43,380 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Waukegan IL

Average temperature is about 57°F (highs near 64°F, lows near 49°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Waukegan IL?

Who tends to thrive in Waukegan: (1) Renters who want $1,205/month housing without coastal prices (comfort income is about $43,380) (2) Households earning $43,380+ who can clear the 3× rent rule at $1,205/month (3) Movers with a locked job offer in Waukegan who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 63/100) (2) Households expecting top marks on rent and safety at once (Waukegan does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $43,380 household income for $1,205/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Waukegan holds up well on the core metrics we publish. Safety at 63/100 makes it a reasonable choice for households who can manage $1,205/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Waukegan when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Waukegan.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,359

Mortgage + tax + insurance + HOA

Annual property tax

$2,768

Annual est. $5,580

Est. monthly utilities

$350

Climate-adjusted electric, gas & water

Median home price

$190,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$172k
2022
$176k
2023
$181k
2024
$186k
2025
$191k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$154/mo vs buying
$1,205ACS 2024 5-year
Rent
$1,359
Buy

Mortgage

$965

Property tax

$231

Insurance

$68

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,533/yr

2024

1.37%

$2,609/yr

2025

1.41%

$2,687/yr

2026

1.45%

$2,768/yr

Buying in Waukegan? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

52 (100 = avg)

low exposure

Est. annual homeowners insurance

$818/yr

moderate exposure
Wind hazard index70 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 57°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $818.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Waukegan to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo