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Clarksville, TN

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US location · verified

Neighborhood intelligence

Your Clarksville relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Clarksville.

Median rent

$1,307/mo

ACS 2024 5-year

Median household income

$69,303

ACS 2024 5-year

Median home value

$263,600

ACS 2024 5-year

Safety score

59/100

FBI CDE

Weather

68°F (H 81° / L 56°)

Open-Meteo

Buying in Clarksville? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

59/100

FBI CDE

Typical urban safety profile — 2% above average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 54 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Clarksville TN

Clarksville is one of the more affordable options in its region at $1,307/month typical rent. Safety scores 59/100.

Clarksville has about 176,456 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Clarksville TN Safe?

Clarksville TN scores 59/100 on safety (below average). Crime is about 2% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 102 (100 = avg); violent crime index 117; property crime index 87. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Clarksville TN

School quality varies by neighborhood in Clarksville. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Clarksville TN

Typical rent in Clarksville is about $1,307/month (moderate). At $1,307/month for a typical unit, you need about $47,052+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $263,600.

Median household income is $69,303, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($69,303) clears the $47,052 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Clarksville TN

Average temperature is about 68°F (highs near 81°F, lows near 56°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Clarksville TN?

Who tends to thrive in Clarksville: (1) Renters who want $1,307/month housing without coastal prices (comfort income is about $47,052) (2) Households earning $47,052+ who can clear the 3× rent rule at $1,307/month (3) Movers with a locked job offer in Clarksville who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 59/100) (2) Households expecting top marks on rent and safety at once (Clarksville does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $47,052 household income for $1,307/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Clarksville scores 59/100 on safety with $1,307/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Clarksville when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Clarksville.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,841

Mortgage + tax + insurance + HOA

Annual property tax

$3,822

Annual est. $5,580

Est. monthly utilities

$450

Climate-adjusted electric, gas & water

Median home price

$263,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$237k
2022
$243k
2023
$250k
2024
$257k
2025
$264k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$534/mo vs buying
$1,307ACS 2024 5-year
Rent
$1,841
Buy

Mortgage

$1,333

Property tax

$319

Insurance

$94

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,498/yr

2024

1.37%

$3,603/yr

2025

1.41%

$3,711/yr

2026

1.45%

$3,822/yr

Buying in Clarksville? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

37 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,130/yr

moderate exposure
Wind hazard index54 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,130.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Clarksville to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo