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Providence, RI

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US location · verified

Neighborhood intelligence

Your Providence relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Providence.

Median rent

$1,408/mo

ACS 2024 5-year

Median household income

$68,119

ACS 2024 5-year

Median home value

$362,200

ACS 2024 5-year

Safety score

65/100

FBI CDE

Weather

58°F (H 66° / L 49°)

Open-Meteo

Buying in Providence? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

65/100

FBI CDE

Typical urban safety profile — 15% below average FBI data, 2023–2024

Good

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 58 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Providence RI

Providence is one of the more affordable options in its region at $1,408/month typical rent. Safety scores 65/100.

Providence has about 191,767 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Providence RI Safe?

Providence RI scores 65/100 on safety (about average). Crime is about 15% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 85 (100 = avg); violent crime index 78; property crime index 91. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Providence RI

School quality varies by neighborhood in Providence. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Providence RI

Typical rent in Providence is about $1,408/month (moderate). At $1,408/month for a typical unit, you need about $50,688+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $362,200.

Median household income is $68,119, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($68,119) clears the $50,688 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Providence RI

Average temperature is about 58°F (highs near 66°F, lows near 49°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Providence RI?

Who tends to thrive in Providence: (1) Households earning $50,688+ who can clear the 3× rent rule at $1,408/month (2) Movers with a locked job offer in Providence who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 65/100) (2) Households expecting top marks on rent and safety at once (Providence does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $50,688 household income for $1,408/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Providence holds up well on the core metrics we publish. Safety at 65/100 makes it a reasonable choice for households who can manage $1,408/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Providence when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Providence.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,493

Mortgage + tax + insurance + HOA

Annual property tax

$5,252

Annual est. $5,580

Est. monthly utilities

$642

Climate-adjusted electric, gas & water

Median home price

$362,200

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$326k
2022
$334k
2023
$343k
2024
$353k
2025
$362k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,085/mo vs buying
$1,408ACS 2024 5-year
Rent
$2,493
Buy

Mortgage

$1,831

Property tax

$438

Insurance

$129

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,806/yr

2024

1.37%

$4,951/yr

2025

1.41%

$5,099/yr

2026

1.45%

$5,252/yr

Buying in Providence? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

45 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,552/yr

moderate exposure
Wind hazard index58 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,552.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Providence to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo